No. 19-3562 ___________________________

Dina Klein

Plaintiff - Appellant

v.

The Affiliated Group, Inc.; Credit Management

Defendants - Appellees ____________

Appeal from United States District Court for the District of Minnesota ____________

Submitted: November 17, 2020 Filed: April 14, 2021 ____________ Before SHEPHERD, STRAS, and KOBES, Circuit Judges. ____________ KOBES, Circuit Judge.

Dina Klein received debt collection letters from The Affiliated Group and Credit Management, LP after she was treated at North Memorial Health Care. She sued the debt collectors, alleging that they violated the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq. The district court 1 granted summary judgment to the deb