UNITED STATES COURT OF APPEALS FOR THE NINTH CIRCUIT

DANIEL BERMAN; STEPHANIE No. 20-16900 HERNANDEZ; ERICA RUSSELL, Plaintiffs-Appellees, D.C. No. 4:18-cv-01060- v. YGR

FREEDOM FINANCIAL NETWORK, LLC; FREEDOM DEBT RELIEF, LLC; OPINION FLUENT, INC.; LEAD SCIENCE, LLC, Defendants-Appellants.

Appeal from the United States District Court for the Northern District of California Yvonne Gonzalez Rogers, District Judge, Presiding

Argued and Submitted October 21, 2021 San Francisco, California

Filed April 5, 2022

Before: Paul J. Watford and Andrew D. Hurwitz, Circuit Judges, and M. Miller Baker, * International Trade Judge.

Opinion by Judge Watford; Concurrence by Judge Baker

* The Honorable M. Miller Baker, Judge for the United States Court of International Trade, sitting by designation. 2 BERMAN V. FREEDOM FINANCIAL NETWORK

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