The insurance company’s liability is also contingent upon the owner’s due diligence; if the owner failed to check the license, the insurance may refuse to indemnify, but the owner can still be held liable for criminal negligence under IPC 304 if found negligent in checking the license (Jayaprakash Agarwal VS Mohd. Kaleemulla - Andhra Pradesh, Kapildev Chaudhary VS Ajmerun Bibi - Jharkhand, National Insurance Company Ltd. VS Meena Kumari - Himachal Pradesh).
Analysis and Conclusion:
References: - Jayaprakash Agarwal VS Mohd. Kaleemulla - Andhra Pradesh - Matan Shiv Shakti Co. Op. tpt, Society Limited VS Cholamandalam Ms General Insurance Co - Punjab and Haryana - Mohd. Siddiq VS Munney Ansar alias Muneer Ansar and others - Allahabad - Kapildev Chaudhary VS Ajmerun Bibi - Jharkhand - Hari Ram VS Jamuna Devi - Himachal Pradesh - National Insurance Company Ltd. VS Meena Kumari - Himachal Pradesh
of the vehicle is not proper mainly on the contention raised by the insurance company that the driver of the offending vehicle has ... not his driving license as the insurance policy is a matter of an agreement between the owner and insurance company and the third ... was not valid. ... the driver was not having valid driving license and consequently the Insurance Company is not liable to pay comp....
verifying the competence of the driver. ... Finding of the Court: The court found that the owner had taken reasonable care before employing the driver, and the ... (Civil) 780 - 279, 304-A, IPC - 149(2)(a)(ii) - 6 - Summary: The court discussed the liability of the insurance company in a motor ... In Pepsu Road Transport Corporation case (supra), it has been held that even if it is proved that the licence produced by the driver is a fake one, the owner#HL_....
The insurance company denied liability, alleging that the driver did not have a valid driving license. ... the insurance company was not liable to pay compensation. ... liable to pay compensation due to the driver's lack of a valid driving license. ... When an owner is hiring a driver he will therefore have to check whether the driver has a driving licence. ... Since the #HL_STAR....
was not having valid license—Appellant-owner had examined licence of driver and also taken driving test before handing over the ... Motor Vehicles Act, 1988-Section 166—Accident----Compensation---Insurance company exonerated on ground that driver of offending vehicle ... vehicle to driver---As such, Insurance Company cannot be exonerated from liability to pay compensation---Liability of owner shifted ... National Insurance Company (....
whether the driver possessed a valid driving licence and if the owner could be held liable for compensation. ... Mere possession of a fake licence does not absolve the insurer unless the owner was aware of its falsity. ... The Motor Accident Claims Tribunal held the driver responsible and awarded compensation. ... Lehru, (2003) 3 SCC 338 it was observed:- that the owner at the time of hiring a driver has to #HL_STA....
to pay compensation to the third party, even if the driver did not have a valid driving license. ... compensation to the third party, even if the driver did not have a valid driving license. ... The insurance company objected to the compensation awarded by the tribunal, claiming that the driver did not possess a valid driving ... company is not exempted from liability on the ground that the driver....
on the ground that the driver of the offending vehicle was not holding a valid and effective driving licence at the time of accident ... --In the instant case the appellant/Owner discharged his obligation satisfying himself regarding skill of the driver and the fact ... Liability to pay compensation--Breach of policy condition--Invalid driving licence of driver--Insurance company denied its liability ... In my opinion, the tribunal has ignored the st....
It is also to be noted that for the insurance company it is not sufficient that the driver was holding proper driving license, but ... has to prove that he is not qualified to obtain a driving license. ... He further contended that admittedly the driver was not having effective driving license and therefore the insurance company is not liable to indemnify the owner of the vehicle. In support of hi....
and the insurer liable. ... Finding of the Court: The court found that the driver was not at fault for the accident and had a valid driving license ... Final Decision: The court upheld the tribunal's award, finding the driver not at fault, the compensation amount justified, ... If despite such information with the owner that the licence possessed by his driver is fake, no action is taken by the insured for appropriate verificatio....
Motor Accidents - Liability of Insurer - Sections 279, 337 and 304-A IPC, Section 149 of the Motor Vehicles Act - The court discussed ... The Tribunal held the insurer liable in two cases and discharged the insurer in another case. ... Final Decision: The court dismissed two appeals and allowed one, modifying the impugned award to hold the insurer liable. ... If despite such information with the owner that the licence possessed by his driver is fake, no action is tak....
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