Search Results for "Personal Injury Protection Policies"

• India - Consumer

V.BALAKRISHNA ERADI, B.S.YADAV, R.THAMARAJAKSHI

by Janta Personal Accident Policy & Gramin Accident Policy - He met with accident & suffered permanent disablement injury - Claim ... Consumer Protection Act, 1986 Sections 2 & 14 - Insurance Act - Section 64 VB - Complainant, a driver, got risk injuries covered ... had taken place at 10 A.M. on that date Time from which policies were to commence was not mentioned - Policies got renewed on commencement ... Insurance Company to pay to the complainant Rs. 35,000/-, amount of two insurance polici....

2025 Supreme(Online)(NCDRC) 3544 • India - National Consumer Disputes Redressal Commission

A.P. Sahi, PRESIDENT, Bharatkumar Pandya, MEMBER

accident policies. ... (A) Consumer Protection Act, 1986 - Insurance Policy - Petitioner’s claim for indemnification was repudiated on grounds of late intimation ... ) ... ... (B) Insurance - Condition of prompt intimation - Court emphasized the necessity for immediate notice for claims under personal ... It was also observed that the specialized nature of contract of Insurance requires a pragmatic interpretation and in claims under the Consumer Protection Act, the aim is to provide better protection ....

2017 0 Supreme(Mad) 2989 • India - Madras

R.SUBBIAH, A.D.JAGADISH CHANDIRA

or death - However, before resorting to enhance the premium for getting compensation under the Compulsory Personal Accident Cover ... owner of vehicle so desires to such enhanced compensation in the event of any untoward motor accident which may result in bodily injury ... At the same time, the Statutory authorities in charge of regulating the Motor Insurance Policies being obviously concerned at the complete lack of protection for Owner of vehicle in the event of a mishap. ... by virtue of the Compulsory Perso....

1996 0 Supreme(Guj) 393 • India - Gujarat

S.K.KESHOTE

as in a welfare State protection afforded to a disabled workman cannot be allowed to rest on mercy or grace of the employer by way ... Act now replaced is a socio economic beneficial piece of legislation - For a free India Act is a basic requirement of its welfare policies ... For a free India, the Act 1923, is a basic requirement of its welfare policies, as in a welfare State, the protection afforded to a disabled workman cannot be allowed to rest on the mercy or grace of the employer by way of continuing the workman in....

2020 Supreme(Online)(NCDRC) 4 • India - National Consumer Disputes Redressal Commission

PREM NARAIN, PRESIDING MEMBER

-12) ... ... Facts of the case: ... The complainant sought compensation for the death of the insured under personal ... All the policies taken by the deceased were personal accident policies and the accident at any place was covered under them. The important question to be answered in the present appeal is whether disability or death was caused due to any accident or not. ... The brief facts of the case are that the father of the respondent/ complainant took four personal accident insurance #HL_STAR....

• India - Consumer

V.B.GUPTA, PREM NARAIN

Accidental Death - Interpretation of Group Personal Accident Insurance Policy - Consumer Protection Act, 1986 - Sections 12, 2 ... (1)(o) and (g) and 22(1) - [Cardio-pulmonary arrest, Accidental Death, Group Personal Accident Insurance Policy, Consumer Protection ... It considered similar policies and previous judgments to establish that the death did not meet the criteria for accidental injury ... The scope of the Group Personal Accident Policy is as follows:- "(a) I....

• India - Consumer

Consumer Protection Act, 1986 - Section 17 - Complainants husband took two Insurance Polices for Rs. 50,000/- each - Complainant ... named as nominee in respect of both policies - Lodged claim with LIC Claim repudiated on ground that deceased suppressed material ... However, both the policies were revived on the basis of personal statement made by Nagi Reddy on 10th January. 1995. since lapsed policies could be revived within 5 years from the date of lapse. The policies#HL_EN....

• India - Consumer

PREM NARAIN

Consumer Protection Act, 1986 – Section 19 – Appeal – Insurance policies – Amputation of one leg – Repudiation ... are in respect of personal accident and these will be attracted only when death or permanent disability has been caused due to accident ... – Held that, accident has not been proved and therefore, insurance claims under the policies are not payable. ... The brief facts of the case are that the father of the respondent/ complainant took four personal accident insurance policies#HL_....

2020 0 Supreme(Bom) 1344 • India - Bombay

S.M.MODAK

Insurance Liability - Personal Accident Cover - Motor Vehicles Act, 1988 - Section 163-A - Section 166 - Section 147 - Section ... Finding of the Court: Fact of the Case: The case involves a dispute over the liability of an insurance company to pay compensation under the personal ... Act lays down requirements of policies and limits of liability. So also the insured is free to contract with the insurer to reimburse for the personal loss caused to the occupants of the vehicle. There is a purpose behind mandating to obta....

• India - Consumer

V.K.AGRAWAL, VEENA MISRA, R.S.AWASTHI

Consumer Protection Act, 1986 — Sections 12 and 17 —Insurance policy claim — Insured, an employee of Bhilai Steel Plant, husband ... of complainant, took a policy under Janta Personal Accident Insurance Policy — While going on his luna for duty on 29.11.1999 insured ... resulting solely and directly from accident caused by external, violent and visible means, death occurred due to such injury, sum ... Agarwal, President — Since these appeals, under section 15 of the Consumer Protection Act, 1986 involve common questions,....