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1995 Supreme(SC) 1114

K.RAMASWAMY, S.SAGHIR AHMAD
Muni Lal – Appellant
Versus
Oriental Fire And General Insurance Company LTD. – Respondent


Advocates:
NIRAJ SHARMA, R.K.Khanna, SURYA KANT SHARMA, VINIT KUMAR

JUDGMENT :- Leave granted.

2. We have heard the counsel on both sides. The admitted facts are that the appellant had got insured his truck bearing registration No. HPA 6288 with the respondent No. 1 on March 28, 1983. During the course of employment of carriage of goods, the truck handed over to the driver on October 7, 1983 was not returned to the appellant. Thereby he lost the truck by an Act to misfeasance of the driver. The appellant in the interregnum had the insurance renewed on April 19, 1984, operative upto April 18, 1985. On July 9, 1984, the appellant demanded payment of insured amount due to loss of the truck which liability was disclaimed by the respondents through their letter dated December 31,1984. After exchange of legal notice and reiteration of denial thereof, case No. 34 of 1986 was instituted in the Court of the Chief Judicial Magistrate, Solan, District Solan, Himachal Pradesh, seeking a declaration that the appellant is entitled to the total loss of the truck from the Insurance Company. The Trial Court by its judgment and decree dated July 23, 1988 dismissed the suit holding that the suit for mere declaration without consequential relief for payment of compensa






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