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2025 Supreme(SC) 1124

SUPREME COURT OF INDIA
Sudhanshu Dhulia, Aravind Kumar, JJ.
S. Mohammed Hakkim – Appellant
Versus
National Insurance Co. Ltd. & Ors. – Respondents
Civil Appeal No(s). 9897-9898 of 2025 [@ Special Leave Petition (Civil) No(s). 28062-63 of 2023]
Decided On : 29-07-2025

Advocates appeared:
For the Petitioner(s): Ms. Haripriya Padmanabhan, Sr. Adv. Mr. Raghunatha Sethupathy B, AOR Mr. Gokulakrisnan Sr, Adv. Mr. Nawaz Sherif, Adv. Mr. Vishal Sinha, Adv. Mr. Manoj Kumar A, Adv.
For the Respondent(s): Mr. Amit Kumar Singh, AOR Ms. K Enatoli Sema, Adv. Ms. Chubalemla Chang, Adv. Mr. Prang Newmai, Adv. Mrs. Shantha Devi Raman, Adv. Mr. Garvesh Kabra, AOR

IMPORTANT POINT
Contributory negligence – On a Highway, high speed of vehicles is expected and if a driver intends to stop his vehicle, he has responsibility to give warning or signal to other vehicles moving behind on road.

Headnote:

Motor Vehicles Act, 1988 – Sections 168 and 173 – Road Regulation Rules, 1989 – Rule 23 – Injury in accident – Amputation of left leg during treatment – Contributory negligence – Amount of compensation reduced by High Court from Rs. 73,29,653/- to Rs.58,53,447/- – Tribunal had exonerated car driver and determined negligence of appellant and bus driver in ratio of 20:80 – Since genesis of accident was sudden braking of car, car driver should also be made liable – Concurrent finding that appellant was definitely negligent in not maintaining sufficient distance from vehicle moving ahead and driving motorcycle without valid license is correct – But, it cannot be ignored that root cause of accident is sudden brakes applied by car driver – Explanation given by car driver for suddenly stopping his car in middle of Highway is not a reasonable explanation from any angle – On a Highway, high speed of vehicles is expected and if a driver intends to stop his vehicle, he has responsibility to give warning or signal to other vehicles moving behind on road – Appellant is liable for contributory negligence but only to the extent of 20% whereas car driver and bus driver are liable for negligence to the extent of 50% and 30% respectively – Age of appellant at the time of accident was 20 years – Appellant was a 3rd year Engineering student who could have had a bright future – It would be in interest of justice if notional income of appellant were taken as Rs. 20,000/ – -Multiplier would be taken as 18, and future prospects would be 40% – Total compensation fixed at Rs. 1,14,24,066/- – Compensation payable to appellant is Rs. 91,39,253/- (Rs.1,14,24,066 – 20% i.e. Rs.22,84,813) along with 7.5% interest. (Paras 5, 6, 7, 8, 9, 10, 11 and 12)

Facts of the case:

Appellant is before this Court challenging impugned order dated 11.11.2022, whereby Madras High Court reduced compensation awarded to appellant in a motor accident case from Rs. 73,29,653/-to Rs.58,53,447/-.

Findings of Court:

Amount of compensation shall be paid to appellant within four weeks from date of this order.

Result : Appeal disposed of.

Judgement Key Points
  • The Supreme Court of India disposed of the appeal filed by S. Mohammed Hakkim against the order of the Madras High Court which had reduced the compensation awarded in a motor accident case (!) .
  • On 07.01.2017, the appellant, a 3rd year engineering student, was riding a motorcycle when the car ahead suddenly applied brakes, causing the appellant to crash into the car and fall, leading to the bus running over him and the subsequent amputation of his left leg (!) .
  • The Motor Accident Claims Tribunal initially awarded Rs. 91,62,066/- but reduced it to Rs. 73,29,653/- due to 20% contributory negligence on the appellant's part for not maintaining sufficient distance (!) .
  • The Madras High Court further reduced the compensation to Rs. 58,53,447/- by reallocating liability: 40% to the car driver, 30% to the bus driver, and 30% to the appellant (!) .
  • The Supreme Court held that while the appellant was negligent for not maintaining distance and riding without a license, the root cause of the accident was the sudden braking by the car driver without giving a warning signal, making the car driver liable to the extent of 50% (!) .
  • The Court determined the final liability ratio as 50% for the car driver, 30% for the bus driver, and 20% for the appellant (!) .
  • Regarding notional income, the Court rejected the claim for Rs. 15,000/- and Rs. 25,000/-, citing a precedent where a student's income was set at Rs. 10,000/-, but concluded that for an engineering student with a bright future, Rs. 20,000/- per month was appropriate under Article 142 of the Constitution (!) (!) (!) .
  • The Court fixed the total compensation at Rs. 1,14,24,066/- comprising loss of income, attendant charges, pain and sufferings, loss of marital prospects, and other heads (!) (!) (!) (!) (!) (!) (!) (!) (!) (!) (!) (!) .
  • After deducting 20% for contributory negligence, the final compensation payable to the appellant was fixed at Rs. 91,39,253/- along with 7.5% interest (!) .
  • The liability for the compensation is to be borne by the car insurer (Respondent No. 3) to the extent of 50% and the bus insurer (Respondent No. 1) to the extent of 30% (!) .
  • The Court ordered the payment of compensation to the appellant within four weeks from the date of the order (!) .

JUDGMENT :

SUDHANSHU DHULIA, J.

1. Leave granted.

2. The appellant is before this Court challenging the impugned order dated 11.11.2022, whereby the Madras High Court reduced the compensation awarded to the appellant in a motor accident case from Rs. 73,29,653/-to Rs.58,53,447/-.

3. The brief facts of the case are as follows:

    (a) On 07.01.2017, when the appellant was riding on a motorcycle along with his friend on the pillion, respondent no.2 suddenly applied the brakes of his car, which was ahead of the appellant’s motorcycle, and the appellant dashed his motorcycle into the rear side of the car and fell on the right side of the road. The bus coming from behind drove over the appellant, which finally led to the accident resulting in the amputation of appellant’s left leg during treatment. The car and the bus were insured by respondent no.3 and respondent no.1, respectively.

    (b) The appellant filed a claim petition before the Motor Accident Claims Tribunal (hereinafter referred to as ‘Tribunal’) seeking compensation of Rs. 1,16,00,000/- in which Tribunal calculated a compensation of Rs.91,62,066/-. However, since it was held that there was 20% contributory negligence on the part of the appellant, Rs.73,29,653/- were made payable to the appellant by respondent no.1 (insurer of bus). The car insurer was exonerated from all liabilities.

    (c) Aggrieved by the order of Tribunal, both the respondent no.1 (insurer of bus) and the appellant approached the High Court. Vide impugned order, the High Court partly allowed the appeal filed by respondent no.1 by reducing the attendant’s charges from Rs.18 lacs to Rs.5 lacs and by fixing liability of car driver, bus driver and the appellant as 40%, 30% and 30% respectively. The cross-objection filed by appellant was also partly allowed by granting him Rs. 5 lacs under the head of future medical expenses. Consequently, the High Court reduced the payable compensation from Rs. 73,29,653/- to Rs. 58,53,447/- along with interest. Now, the appellant is before us.

4. We have heard both sides and perused the material on record.

5. First on the question of contributory negligence of the appellant and negligence on the part of the drivers of the other two vehicles involved in the accident. The Tribunal, as well as the High Court, have affirmed that the accident occurred due to the sudden stoppage of the car. However, it was the view of the Tribunal that if the bus had not been involved in the accident, the appellant would have suffered normal injuries, and it was mainly the negligence of the bus driver that led to the amputation of the appellant’s leg. The Tribunal also relied on Rule 231[Distance from vehicles in front: The Driver of a Motor vehicle moving behind another vehicle shall keep at a sufficient distance from that other vehicle to avoid collision if the vehicle in front should suddenly slow down or stop.] of the Road Regulation Rules 1989 and put contributory negligence of 20% on the appellant for not maintaining a sufficient distance from the car. The Tribunal had exonerated the car driver and determined the negligence of the appellant and the bus driver in the ratio of 20:80. In appeal, the High Court has rightly held that since the genesis of the accident was the sudden braking of the car, the car driver should also be made liable. The High Court held the car driver and bus driver liable for negligence to the extent of 40% and 30% respectively; while the appellant was made liable for 30% contributory negligence.

6. The car insurer has taken the stand that the appellant had hit the moving car from behind and thus, car driver is not liable. On the other hand, the car driver has admitted in his evidence that he had suddenly applied the brakes as his wife was pregnant and she had a vomiting sensation. In our view, the concurrent finding that the appellant was definitely negligent in not maintaining a sufficient distance from the vehicle moving ahead and driving the motorcycle without a valid license is

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