IN THE HIGH COURT OF ANDHRA PRADESH AT AMARAVATI
T. MALLIKARJUNA RAO, J.
Narni Bapanna S/o Suryanarayana – Petitioner
Versus
Gidla Srinvias S/o Nageswara Rao – Respondent
Motor Accident Civil Miscellaneous Appeal No. 4155 of 2012
Decided On : 14-12-2022
Motor Vehicles Act - Compensation - Section 166 - Summary of Acts and Sections: The court discussed Section 166 of the Motor Vehicles Act, 1988 and relevant case laws related to insurance company liability and compensation calculation.
Fact of the Case:
The claimant filed a claim for compensation under Section 166 of the Motor Vehicles Act for injuries sustained in a motor vehicle accident. The Tribunal awarded a compensation amount of Rs.16,700, which the claimant appealed for enhancement.
Finding of the Court:
The court found that the compensation awarded by the Tribunal was insufficient and enhanced it to Rs.35,200. The court also directed the insurance company to deposit the balance amount and recover the same from the offending vehicle's owner.
Issues: The issues included the adequacy of the compensation amount awarded by the Tribunal and the liability of the insurance company.
Ratio Decidendi: The court held that the Tribunal erred in not fastening the liability on the insurance company and enhanced the compensation amount based on the nature of injuries and other relevant factors.
Final Decision: The appeal was partly allowed, and the compensation amount was enhanced to Rs.35,200. The insurance company was directed to deposit the balance amount and recover the same from the offending vehicle's owner.
JUDGMENT :
T. MALLIKARJUNA RAO, J.
1. Aggrieved by the Judgment dated 18.03.2008 in MVOP No. 1146 of 2005 passed by the Chairman, Motor Accidents Claims Tribunal-cum-II Additional District Judge, East Godavari District at Amalapuram (for short ‘the Tribunal’) the claimant has preferred this appeal for not fastening the liability on the 3rd respondent/insurance company.
2. For convenience, the parties will be referred to as arrayed in the MVOP.
3. The petitioner filed a claim under Section 166 of the Motor Vehicles Act, 1988, for compensation of Rs.1,50,000/- for injuries sustained by him in a motor vehicle accident.
4. The claimant’s case is that on 17.04.2004, he and two others went to Panasaladoddi to weigh and load paddy in the trailer. After completing the loading, the petitioner and Moka Venkateswara Rao sat on the load in the trailer bearing No. AP5U428 attached to the tractor bearing No. AP5U427 (hereinafter referred to as ‘offending vehicle). The 1st respondent had driven the tractor rashly and negligently and so overturned. The petitioner and Venkateswara Rao fell from the tractor; the paddy load fell on them. The petitioner had suffered a head injury and multiple injuries over his body. Immediately the petitioner was shifted to Life Line Emergency Hospital, Kakinada.
5. The 3rd respondent filed its counter, submitting that the 1st respondent did not possess a valid driving license and he was under the influence of alcohol at the time of the accident. Respondents 1 and 2 remained ex-parte.
6. Based on the pleadings, the Tribunal formulated relevant issues. During the trial, on behalf of the claimant, PWs. 1 and 2 got examined and marked Exs.A1 to A.13 and Exs.X1 and X2. On behalf of the 3rd respondent Ex.B1 policy got marked. The 3rd respondent filed a petition under Section 170 of the Motor Vehicles Act, and it was allowed permitting the 3rd respondent to take the defences available to the insured to the extent permissible.
7. After evaluating the evidence on record, the Tribunal held that the accident occurred due to the rash and negligent driving of the offending vehicle’s driver. The Tribunal granted a compensation amount of Rs.16,700/- with interest @ 9% p.a. Against respondents 1 and 2 from the date of the petition till the date of realization; the claim against the 3rd respondent is dismissed without costs.
8. Heard learned counsel for the claimant and 3rd respondent.
9. The learned counsel for the appellant/petitioner contends that the appellant sustained grievous injuries. Still, the Tribunal awarded a meagre amount of Rs.10,000/- and the claimant, due to the grievous injury to his left ear, has become deaf. The Tribunal should have seen that the vehicle in question is being used for the agricultural purpose to transport the agricultural produce, so the 3rd respondent/insurance company cannot disown its liability in payment of compensation to the claimant.
10. Per contra, the learned counsel for the 3rd respondent/insurance company supported the findings and observations of the Tribunal.
11. Now the points for determination are whether the compensation amount awarded by the Tribunal is just and reasonable and whether it requires enhancement. And is the Tribunal justified in not fastening the liability on the insurance company?
POINT No. 1:
12. As seen from the grounds of appeal, the material on record, and the submission made on either side, there is no dispute about the occurrence of the accident in question. The insurance company has not preferred any appeal questioning the findings about the rash and negligent driving of the offending vehicle’s driver. In view of the same, this Court finds that the particulars of the accident need not be mentioned in detail.
13. The petitioner examined as PW-1. The evidence of PW-1 that he sustained injuries in the accident is not disputed by the respondent/insurance company by preferring appeal or cross-objections. According to the evidence of PW-1, he had sustained an injury to his lef
Amrit Paul Singh vs. Tata Aig General Insurance Co. Ltd. AIR 2018 SC 2662
New India Assurance Company Limited vs. Kistamma
National Insurance Company Limited vs. Challa Bharathamma
Rani and Others vs. National Insurance Company Limited and Others
The main legal point established in the judgment is the liability of the insurance company and the calculation of compensation under Section 166 of the Motor Vehicles Act.
The main legal point established in the judgment is that the insurance company can be held liable to pay compensation in cases where the claimant is injured while engaged in activities related to the....
The main legal point established in the judgment is the application of the 'pay and recovery' principle in motor accident cases, allowing the Insurance Company to recover from the insured after satis....
The insurance company must prove any alleged breach of policy terms to avoid liability; mere allegations without evidence are insufficient.
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