IN THE HIGH COURT OF ANDHRA PRADESH AT AMARAVATI
K Sreenivasa Reddy, J.
M/s. United India Insurance Co. Ltd. - Appellant
Versus
Chalamurthy Subramanyam and another - Respondents
Motor Accident Civil Miscellaneous Appeal No: 2509/2012
Decided On : 14-08-2024
Negligence - Motor Vehicle Accident - IPC Sections 337, 338, 304A, 279 - The court interpreted the provisions regarding rash and negligent driving, establishing liability for compensation despite the claimant being a gratuitous passenger.
Fact of the Case:
The claimant sustained grievous injuries in a motor vehicle accident caused by the negligent driving of the lorry's driver, leading to a claim for compensation against the driver and the insurance company.
Finding of the Court:
The court found that the accident occurred due to the negligent driving of the respondent No.1, and the claimant was entitled to compensation as the insurance policy covered the incident despite the claimant being a gratuitous passenger.
Issues: Whether the claimant sustained injuries due to the negligent driving of the lorry's driver and whether he is entitled to compensation.
Ratio Decidendi: The court held that the driver was negligent, and the insurance company was liable to compensate the claimant despite the latter being an unauthorized passenger in a goods vehicle.
Result: The appeal by the insurance company was dismissed, confirming the Tribunal's award of Rs.2,26,000/- as compensation.
JUDGMENT :
K Sreenivasa Reddy, J.
Challenge in this M.A.C.M.A, filed by the appellant herein/ Insurance Company, is to the Award, dated 24.04.2012, in M.V.O.P. No.362 of 2007 on the file of the Chairman, Motor Accident Claims Tribunal – cum – VI Additional District Judge (Fast Track Court), Tirupathi (‘the Tribunal’ for short), whereunder the Tribunal, partly allowed the claim for compensation made by respondent No.1 herein/claimant for a sum of Rs.3,00,000/-, on account of the injuries sustained by him in a motor vehicle accident occurred on 14.02.2006 at about 8.14 a.m..
2. The parties to this M.A.C.M.A. will hereinafter be referred to, as described before the Tribunal, for the sake of convenience.
3. The case of the claimant before the Tribunal, in brief, according to the averments set out in the claim petition, is as follows:
On 14.02.2006 at 8.15 a.m., the claimant boarded into a lorry bearing registration No.AP04 T 7900 (hereinafter referred to, as ‘the offending vehicle’) along with his tomato load; when the offending vehicle reached 41/8 furlong stone, Kalluru Ghat on Piler-Chittoor road, NH-18, respondent No.1, being the driver of the offending vehicle, drove the same in a rash and negligent manner from Kalluru towards Chittoor side and hit a boulder, as a result, the offending vehicle turned turtle and the claimant sustained grievous injuries. The claimant was shifted to the Community Health Centre, Pileru and from there, he was shifted to SVRRGG Hospital, Tirupathi. The above accident was reported to police and a case in Crime No.10 of 2006 of Kalluru Police Station was registered for the offences punishable under Sections 337, 338, 304A and 279 of the Indian Penal Code, 1860 (for brevity ‘IPC’) against the respondent No.1, driver of the offending vehicle. The claimant became crippled person due to the injuries sustained in the accident and unable to attend his normal duties. It is contended that the respondent Nos.1 and 2 are jointly and severally liable to pay the compensation of Rs.3,00,000/- to the claimant for the injuries sustained by him in the road traffic accident. Hence, the claim petition.
4. Respondent No.1/driver of the offending vehicle remained ex parte.
5. Respondent No.2/Insurance Company filed counter denying the contents of the claim petition. It is contended that the offending vehicle was loaded with cattle feed of rice grain and the respondent No.1 drove the offending vehicle in a slow and steady manner; the road towards Chittoor is a down gradient ghat road and the respondent No.1 came to extreme left and applied sudden brakes on observing a ditch in order to avoid collision with the opposite coming lorry; there was no negligence on the part of the respondent No.1. It is further contended that, fifteen members boarded into the offending vehicle in the midway as gratuitous passengers and the claimant is one among them; the claimant is an unauthorized passenger in the good vehicle, therefore, the claimant is not entitled for compensation. Hence, prays to dismiss the claim petition.
6. Basing on the above pleadings, the Tribunal framed the following issues for inquiry:
2. Whether the petitioner is entitled for compensation? If so, to what amount and from which of the respondents?
3. To what relief?
7. During the course of inquiry before the Tribunal, on behalf of the claimant, he was examined himself as P.W.1 and got examined P.W.2, who is third-party to the claim petition and P.W.3, Orthopedic surgeon and got marked Exs.A1 to A9 and Ex.X1. On behalf of the respondent No.2, the Administrative Officer of Insurance Company was examined as R.W.1 and got marked Ex.B1.
8. The Tribunal, on hearing both sides and on considering the oral as well as documentary evidence, on issue No.1 held that the pleaded accident occurred due ne
Negligence in driving leads to liability for compensation, even if the injured party is an unauthorized passenger in a goods vehicle.
Negligence in driving establishes liability for compensation, even if the injured party is an unauthorized passenger in a goods vehicle.
The court confirmed the liability of the insurer for compensation in a motor vehicle accident, emphasizing the validity of the driver's license and the assessment of damages.
The court established that a driver with a valid license for light motor vehicles is permitted to drive an auto-rickshaw, affirming liability for the accident.
The court affirmed that a driver with a Heavy Transport Vehicle license is qualified to drive a Light Motor Vehicle, thus validating the insurance company's liability.
The judgment establishes that in cases of motor vehicle accidents, joint liability for compensation can be imposed on multiple insurers based on negligence.
The court established that the driver of the offending vehicle was negligent, affirming the liability of both the driver and the insurer for compensation under the Motor Vehicles Act.
The court established that both the driver and the insurer are jointly liable for compensation in cases of negligent driving resulting in fatal accidents.
The court emphasized the necessity of applying the structured formula for compensation under Section 163(A) of the Motor Vehicles Act, leading to an enhanced award for the claimant.
The insurance company is fully liable for compensation in motor vehicle accidents, regardless of the policy's property damage limits.
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