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2023 Supreme(Kar) 734

IN THE HIGH COURT OF KARNATAKA
T.G.Shivashankare Gowda, J.
National Insurance Company Ltd. – Appellant
Versus
Menpa Maistry – Respondent
MFA No. 4286 of 2014 (MV)
Decided On : 10-01-2023

Advocates appeared:
H.R.Renuka, Advocate, P.Karunakar, Advocate

Headnote:

Insurance - Motor Accident Claims - FSL report - Compensation - [MOTOR ACCIDENT CLAIMS] - [Motor Vehicles Act, 1988, Section 166] - The court discussed the nexus between the accident and the death of the deceased, the assessment of compensation, and the impact of the accident on the deceased's ailment. The court found that there was a nexus between the accident and the death, but the impact may vary. The court modified the compensation awarded by the Tribunal based on the assessment of loss of dependency and conventional heads.

Fact of the Case:

The deceased was being carried in an ambulance for higher treatment but met with an accident and succumbed to the injuries. The claim for compensation was opposed on the ground that there was no nexus between the accident and the death of the deceased.

Finding of the Court:

The court found that there was a nexus between the accident and the death of the deceased, but the impact may vary. The court modified the compensation awarded by the Tribunal based on the assessment of loss of dependency and conventional heads.

Issues: Nexus between the accident and the death of the deceased, assessment of compensation.

Ratio Decidendi: The court held that there was a nexus between the accident and the death of the deceased, but the impact may vary. The court modified the compensation awarded by the Tribunal based on the assessment of loss of dependency and conventional heads.

Final Decision: The appeal was allowed in part, and the compensation awarded by the Tribunal was modified. The petitioner No.2 was entitled to compensation of Rs.4,62,700.00 with interest @ 6% per annum from the date of the petition till its realization.

JUDGMENT/ORDER

1. In this appeal the appellant has challenged the judgment dtd. 3/3/2014 passed in M.V.C.No.1847/2010 by the Principal Senior Civil Judge & Motor Accident Claims Tribunal, Mangalore (Hereinafter referred to as 'Tribunal' for short).

2. The appellant-insurance company was the second respondent, respondent Nos.1 and 2 were the petitioners, and respondent No.3 was respondent No.1 before the Tribunal. The parties will be referred with respect to their status before the Tribunal for the sake of convenience.

3. Briefly stated, the facts are that, one Ravi, the deceased, was the son of the first petitioner and brother of second petitioner. They were the residents of Mudigere Taluk. The deceased was suffering from Jaundice. On 13/4/2010, for higher treatment, he was carried in an Ambulance bearing No.KA-13/M- 0472 from Chikmagalur to Mangalore. At about 2.30 a.m., at Kodekkal Railway over bridge, Alape village it was driven by its driver in a rash and negligent manner and toppled, causing injures to the deceased. He was succumbed to the injuries at Mangalore Hospital.

4. The petitioners moved the Tribunal seeking compensation that the deceased died on account of the accident. The claim was opposed by the respondents on the ground that there is no nexus between the accident and death of the deceased. The Tribunal considering the evidence awarded compensation of Rs.5,50,000.00 with interest @ 6%.

5. The Insurance Company is before this court on the ground that there was no nexus between the accident and death of the deceased. FSL report has suggested that the death was due to lobor Pneumonia and Tuberculosis with mild steatosis of liver, and it was not on account of the accident. The Tribunal ought to have rejected the claim and also urged that the income taken and assessment of dependency was on higher side.

6. Heard Smt.H.R.Renuka, learned counsel for the insurer and Sri.P.Karunakar, learned counsel for the petitioner No.2. Respondent/Petitioner No.1 died during the pendency of this appeal.

7. It has been argued by learned counsel for the insurer referring to FSL report that death of the deceased was due to his ailment for which he was being carried to Mangalore and the Tribunal has committed an error in assessing the compensation instead of dismissing the claim.

8. Per contra, learned counsel for the petitioners submitted that the deceased though was suffering from illness, he was being carried to Mangalore, if he had been admitted to Mangalore Hospital, he would have been survived with proper treatment, but because of the accident, his ailment was aggravated and for this reason, he died and FSL report is nothing to do with it and the death was on account of the accident and there is a nexus.

9. I have given my anxious consideration to the arguments advanced on both sides and perused the materials on record.

10. There is no dispute that the deceased was suffering from jaundice and the cause of death as mentioned in the FSL report was on account of Jaundice. If the deceased was carried to provide him with better treatment, if he had treated at Mangalore his ailment could have been cured and walked out of the hospital, jaundice is not a fatal ailment, better treatment is available at higher medical centers like Mangalore and for that reason, he was being carried in an Ambulance. The driver though knew that he is carrying a patient, did not take precaution while driving, instead, he negligently caused the accident, due to the impact, the ailment of the deceased was aggravated and the patient died in the hospital. Hence, there is nexus to accident and cause of death of the deceased, but the percentage may vary and therefore, there is no sound argument on behalf of the insurance company. Hence, the ground urged for dismissal of claim cannot be supported with.

11. Insofar as award of compensation is concerned, the Tribunal has taken the income of the deceased at Rs.5,000.00 per month and deducted 50% towards personal expense

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