IN THE HIGH COURT OF KARNATAKA AT BENGALURU
D.K. SINGH, VENKATESH NAIK T., JJ.
Smt. Dhanalakshmi, W/o. Late Harish S.N. – Appellant
Versus
M/s. Reliance General Insurance Co. Ltd. – Respondent
Miscellaneous First Appeal No.1902 of 2022 (MV-D) C/w Miscellaneous First Appeal No.1461 of 2021 (MV-D), Miscellaneous First Appeal No.1716 of 2022 (MV-D)
Decided on : 04-08-2025
| Table of Content |
|---|
| 1. factual background of the accident and claim. (Para 1 , 2 , 3) |
| 2. arguments regarding income and liability. (Para 4 , 5) |
| 3. court's analysis on negligence and compensation. (Para 6 , 8 , 9) |
| 4. determination of compensation in line with precedent. (Para 10) |
| 5. final order on appeal outcomes and compensation. (Para 11) |
JUDGMENT :
VENKATESH NAIK T., J,
Heard learned counsel for the appellants and learned counsel for respondents.
MFA No.1902/2022 is filed by the appellants(wife and daughter of deceased Harish S.N.), MFA No.1461/2021 is filed by the Insurance company and MFA No.1716/2022 is filed by the appellants(parents of deceased Harish S.N.) challenging the judgment and award dated 15.12.2020 passed in MVC No.237/2019 on the file of Senior Civil Judge and MACT, Challakere, whereby, the Tribunal granted compensation of Rs.23,77,000/-.
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2. For the sake of convenience, the parties are referred to as they are referred to in the claim petition before the tribunal.
3. Brief facts of the case of the claimants before the Tribunal is that on 23.12.2018, one Sri. Harish S.N., alongwith claimants Nos.1 and 2 was driving Ashoka Leyland vehicle bearing registration No.KA-16-C-7645 from Chitradurga to Hiriyur, at about 8.00 a.m. and when he came near Anesidri gate, on N.H.4, Hiriyur Taluk, at that time, the driver of lorry bearing registration No.KA-05-AE-5164 which was moving in front of the said Ashoka Leyland vehicle, all of a sudden, took his lorry rashly and negligently towards right side of the road, resulting in back portion of the said lorry dashing to Ashoka Leyland vehicle, as a result of which, Harish sustained multiple injuries and succumbed to the injuries on the spot. Hence, the claimants filed a claim petition under section 166 of M.V. Act on the ground that claimant No.1 is the wife, claimant No.2 being minor daughter of deceased Harish (in MFA No.1902/2022) and respondent Nos.4 and 5 therein being the parents of deceased Harish (claimant No.1 is father and claimant No.2-mother(in MFA No.1716/2022) on account of death of Harish sought for enhancement of compensation.
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4. Learned counsel for the claimants contended that the Tribunal committed an error in assessing the income of the deceased at Rs.10,000/- p.m., which is on the lower side, inasmuch as, deceased was a truck driver and earning a sum of Rs.20,000/- p.m. Thus, he sought to allow the appeal.
5. Per-contra, learned counsel for Insurance company contended that the driver of the lorry was not possessing valid driving licence to drive the vehicle as on the date of the accident and therefore, the Insurance company is not liable to pay any compensation. Learned counsel further contended that the Tribunal has awarded just and reasonable compensation under each heads. The accident was due to negligent driving of the lorry and there is contributory negligence by the truck driver. Thus, he prays for dismissal of the appeal filed by the claimants and to allow the appeal filed by the Insurance company.
6. Having heard learned counsel for both the parties and on perusal of the appeal papers including the original records of the Tribunal, the following points that would arise for our consideration in these appeals are as under:-
1. Whether the Insurance Company has made out sufficient grounds for contributing negligence on the part of deceased and hence, the Tribunal is not right in saddling entire liability on the Insurer of the vehicle?
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2. Whether the quantum of compensation awarded by the Tribunal is just and reasonable or does it call for enhancement?
7. We have perused the contentions raised by learned counsel for Insurance company.
8. Insofar as contributory negligence is concerned, from the perusal of the evidence of PW.1 and the contents of the charge sheet, it appears that the driver of the lorry bearing registration No.KA-05-AE-5164 was driving the lorry as on the date of the accident. It is the contention of the Insurance company that the driver of the lorry was no
The assessment of compensation under Motor Vehicles Act must reflect actual income potential, including losses from dependency and consortium, as established in the judgment.
Non-holding of a driving license does not constitute contributory negligence if clear evidence shows the other party is solely at fault.
Liability under insurance policies is determined by the driver's qualifications; enhanced compensation should account for proper income assessment and dependant loss.
The court reinforced the principle that just compensation must be awarded in accident cases, irrespective of whether claimants appeal, ensuring victims' families receive fair compensation for their l....
Court increased compensation for death in motor vehicle accident, emphasizing the need to account for loss of dependency and consortium for all dependents.
An insurance company is liable to compensate third parties even if the driver had a fake license, unless it proves that the owner knowingly employed an unlicensed driver.
The court upheld the Tribunal's compensation assessment for loss of dependency but modified non-pecuniary damages, reaffirming the need to align with established Supreme Court precedents on compensat....
The court reaffirmed that the wrongful death compensation should account for dependency, loss of consortium, and applicable interest, distinguishing fault in negligence to modify compensation awarded....
Compensation in motor accident claims must be just and reasonable, with courts empowered to enhance awards irrespective of claimants' cross-appeals, guided by established legal principles.
The court adjusted the contributory negligence ratio to 40% for the deceased and enhanced the compensation to Rs.13,70,000/- based on notional income and applicable multiplier.
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