S.SHAMSUL HASAN, ABHIRAM SINGH
Kiran Sinha – Appellant
Versus
Life Insurance Corporation Of India – Respondent
S.SHAMSUL HASAN, J.
1. The petitioner has in this writ application prayed for quashing Annexure-10 and also seeks writ of mandamus directing the respondents to make payment to the petitioner the amounts payable to her on the insurance policies of her husband of which she is the nominee.
2. The petitioner is the wife of the deceased purchaser, late Sri Arun Kumar Sinha, of three insurance policies from the Life Insurance Corporation of India (hereinafter referred to as the Corporation). By communication dated 2-9-1981 which is Annexure-10 the Divisional Manager of the Corporation has finally informed the petitioner that since the policies stood lapsed on the date of the death of the insured, no amount is payable to the petitioner.
3. There is no dispute that late Arun Kumar Sinha died on 10-1-1980. He was holding three life insurance policies in his own name with respondent No. 1 the Corporation, at the time of his death. The relevant details of the policies are as follows :-
(See relevant details of policies below) The stand of the petitioner is that on 5-1-1980 a cheque for Rs. 954.10 paise on the United Industrial Bank, Ranchi, being cheque (No. 001532 was paid in the off
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