High Court Of Calcutta
Before Kalyan Jyoti Sengupta And Aniruddha Bose, JJ.
SRI ATANU KUMAR GHOSAL - Appellant
Versus
NATIONAL INSURANCE CO.LTD. - Respondent
F. M. A. T. 2697 Of 2003
Decided On : 05/03/2006
MOTOR ACCIDENT CLAIM - COMPENSATION - MEDICAL EXPENSES - LOSS OF EARNING CAPACITY - MENTAL AGONY AND SUFFERING - QUANTUM OF AWARD - INTERPRETATION OF RELEVANT PROVISIONS OF MOTOR VEHICLES ACT AND WORKMEN'S COMPENSATION ACT.
Fact of the Case:
The appellant, an insurance agent, sustained injuries in a bus accident and lost three fingers of his right hand. He filed a claim for compensation under the Motor Vehicles Act, seeking reimbursement of medical expenses, compensation for loss of earning capacity, and compensation for mental agony and suffering.
Finding of the Court:
The court held that the appellant was entitled to compensation for medical expenses in the amount of Rs. 50,000, but was not entitled to compensation for loss of earning capacity because he had not proven that he had actually lost any income. The court also held that the appellant was entitled to compensation for mental agony and suffering in the amount of Rs. 15,000.
Issues: 1. Whether the appellant was entitled to compensation for medical expenses. 2. Whether the appellant was entitled to compensation for loss of earning capacity. 3. Whether the appellant was entitled to compensation for mental agony and suffering.
Ratio Decidendi: 1. The court held that the appellant was entitled to compensation for medical expenses in the amount of Rs. 50,000, based on the evidence presented and the documents filed by the appellant. 2. The court held that the appellant was not entitled to compensation for loss of earning capacity because he had not proven that he had actually lost any income. The court relied on the principle that in order to get compensation for loss of earning capacity, the victim must prove that he has lost his earning capacity and that this cannot be presumed automatically. 3. The court held that the appellant was entitled to compensation for mental agony and suffering in the amount of Rs. 15,000, considering the appellant's injuries and the fact that he had undergone treatment for one and a half years.
Final Decision: The court allowed the appeal in part and enhanced the compensation awarded to the appellant by Rs. 25,000, bringing the total compensation to Rs. 65,000. The court also directed that the enhanced amount be deposited with the learned Tribunal within sixty days and that the Tribunal disburse the amount to the appellant upon verification.
( 1 ) THIS appeal is directed against the Judgment and Award passed by the learned Tribunal (Additional District and Sessions Judge), Durgapur dated 16th june, 2003. Being aggrieved by and dissatisfied with the quantum of amount granted by the learned Tribunal, the appellant has preferred this appeal.
( 2 ) THE appellant was a victim of an accident which occurred between a bus and a truck. He was travelling in the bus from Siliguri and the truck which was coming from the opposite side collided face to face. It is admitted position that the petitioner sustained injuries and after getting medical treatment he recovered from his injuries. However, he lost three fingers of his right hand, which were ultimately amputated. In order to get medical treatment initially, he was admitted to a local hospital at Gajol and from there he was taken to the malda District Hospital where the treatment was found to be not in commensurate to the need and as a result whereof, the victim had to be admitted to Durgapur main Hospital where he underwent an operation and after one and a half months he was sent to Christian Medical College at Vellore in the State of Tamil Nadu for better treatment, where he was given all possible treatment and there also he did not get good result and ultimately, he had to be admitted to the SSKM hospital where he again underwent three operations and remained under treatment for one and a half years. The aforesaid facts have been proved by oral evidence and there has been no cross-examination on this point and fact of incurring expenses on account of medical treatment at the diverse hospitals, as recorded above by us.
( 3 ) THE appellant's claims are as follows :
(i) A sum of Rs 60,000/- on account of medical expenditure. (ii) A sum of Rs 1,00,000/- on account of pecuniary loss and physical disability. (iii) Pain sufferings ana mental agony of Rs. 40,000/ -. (iv) Loss of future income of Rs. 50,000. 00.
( 4 ) THUS, the total claim of the appellant aggregated to Rs. 2,50,000. 00. The learned Tribunal after going through the evidence and considering the rival contentions of the claimant and the Insurance companies came to the conclusion that the appellant was entitled to get an award of Rs. 40,000/- which included a sum of Rs. 30,000. 00 on account of the moneys spent for medical treatment and a sum of Rs. 10,000. 00 also for mental pain and agony.
( 5 ) MR. Krishanu Benik, learned Counsel appearing for the appellant contends that the amount of compensation by no stretch of imagination can be said to be just and proper. The learned Tribunal did not consider the case of loss of income on account of loss of earning capacity. This should have been considered and claim on this account ought to have been awarded by the learned tribunal applying the legal position and principle as adopted by the Act and applying structured formula laid down in Workmen Compensation Act. He contends that it is true that there has been no evidence to that effect, but by virtue of the provisions of the law, it has to be considered and granted automatically whether the victim actually lost earning capacity or not and in support of his submissions, he has relied upon a Division Bench decision of this Court in case of United India Insurance Co. Ltd. v. Phurba Dorjay reported in (2004)1 WBLR (Cal) 597. He has drawn our attention to paragraph 9 of the said judgment.
( 6 ) THE compensation on account of medical treatment as awarded is absolutely an absurd amount and the appellant has produced series of documents in support of his claim wherefrom one can presume safely that how much expenditure could be incurred by a patient to travel to four hospitals at different places and undergoing varieties of the treatment including surgical operation over one and a half years. He contends that even the traveling expenses of the patient (the appellant) for going to Malda, Durgapur, Vellore and then kolkata a
Login now and unlock free premium legal research
Login to SupremeToday AI and access free legal analysis, AI highlights, and smart tools.
Login
now!
India’s Legal research and Law Firm App, Download now!
Copyright © 2023 Vikas Info Solution Pvt Ltd. All Rights Reserved.