IN THE HIGH COURT AT CALCUTTA
Shampa Dutt (Paul), J.
Shriram General Insurance Company Limited - Appellant
Vs.
Dwijen Roy & Ors. - Respondent
FMA No. 2951 of 2016 (FMAT 1195 of 2015)
Decided On : 02-08-2024
Motor Vehicles - Compensation - Section 163A, Motor Vehicles Act - The court interpreted Section 163A to establish liability for compensation in fatal accidents, emphasizing the structured formula for determining compensation and the insurer's obligations despite the absence of a route permit.
Fact of the Case:
The case involved a fatal accident where the deceased was struck by a truck while walking. The claimants sought compensation for the loss of the deceased, who was the family's earning member.
Finding of the Court:
The court found that the insurance company was liable to pay compensation despite the claim that the truck lacked a route permit, as the accident was not disputed and the necessary evidence was not provided by the insurer.
Issues: Whether the insurance company is liable for compensation despite the claim that the offending vehicle did not have a route permit.
Ratio Decidendi: The court held that the absence of a route permit does not absolve the insurer from liability for compensation under Section 163A of the Motor Vehicles Act, as the accident was established and the insurer failed to prove its defense.
Result: The appeal was disposed of, modifying the compensation amount to Rs. 5,00,000/- to be paid by the insurance company.
JUDGMENT :
Shampa Dutt (Paul), J.
1. The Insurance Company has preferred the present appeal against the award dated 17th day of April, 2015 passed by Learned Judge, Motor Accident Claims Tribunal, Fast Track Court, District - Cooch Behar, in M.A.C. Case No. 18 of 2011 (Dwijen Roy & Ors. Vs. Janab Ali Mia & Anr.), under Section 163A of the Motor Vehicles Act, 1988.
2. THE FACTS :-
The petitioners being husband and daughters (legal heirs) have filed this case for compensation of Rs. 4,00,000/- (Four Lakhs) only from the OPs for causing loss and damages suffered by them owing to the death of deceased Basanti Roy by use of the vehicles bearing no. WB-69/3748.”
3. Both the opposite parties appeared after receipt of notice in this case and filed their written statements but only the O.P. No. 2/Insurance Company contested this case.
4. The O.P. No.2/Shriram General Insurance Co. Ltd. has contested this claim case in absence of the registered owner of the Truck being No. WB 69/3748 taking permission of the tribunal to contest the case and by submitting its written statement, denying all the material allegation of the claim.
5. The claimants examined two witnesses and relevant documents were marked Exhibit 1 to 7. The opposite party/Insurance Company/Appellant herein did not adduce any evidence.
6. The Learned Tribunal finally held as follows :-
Dated:-17.04.2015
In view of the Second Schedule of the M.V. Act the compensation amount would be of Rs 5,76,000/- after excluding One-Third of this amount, as in view of Second Schedule it would have incurred by the deceased for her own expenses. In addition to that the petitioners are entitled funeral expenses and loss of consortium. They are not entitled to get any compensation as loss of estate as there is loss of Estate.
Accordingly, the compensation amount would be (Rs. 5,76,000/- - 1,92,000/-) = Rs. 3,84,000/- + Rs. 5,000/- (As Funeral Expenses)+ Rs. 20,000/- (As loss of Consortium). Then it net total Rs. 4,09,000/-.
Sd/-
Motor Accident Claim Tribunal
Additional District Judge,
Fast Track Court, Cooch Behar”
7. The Insurance Company being aggrieved has preferred the appeal on the ground that the offending vehicle did not have a route permit.
8. Considering the materials and evidence on record, it is evident that :-
(ii) Age of the victim was 30 years, thus multiplier of 17 would be applicable. (Sarla Verma (Smt) & Ors. Vs. Delhi Transport Corporation and Anr. (2009) 6 SCC 121)
(iii) The offending vehicle had valid license (Exhibit
Kirti & Anr. Etc. Vs. Oriental Insurance Company Ltd.
Sarla Verma (Smt) & Ors. Vs. Delhi Transport Corporation and Anr. (2009) 6 SCC 121
National Insurance Co. Ltd. v. Swaran Singh
The court affirmed that compensation under Section 163A is payable regardless of the vehicle's permit status, emphasizing the structured formula for calculating compensation.
The amendment to Section 163A of the Motor Vehicles Act, 1988, applies to pending claims, allowing claimants to receive enhanced compensation based on the new structured formula.
Compensation under Section 163A of the Motor Vehicles Act is payable upon proof of death in an accident, regardless of the absence of a specific police case.
The court established that claimants are entitled to compensation under Section 163A of the Motor Vehicles Act based on the structured formula, irrespective of the insurance company's policy limitati....
The amendment to Section 163A of the Motor Vehicles Act allows for enhanced compensation for claims pending as of the amendment date, reflecting the law's intent to benefit claimants.
The amendment to Section 163A of the Motor Vehicles Act allows for enhanced compensation for fatal accidents, applicable to pending claims.
The amendment to Section 163A of the Motor Vehicles Act applies to pending claims, ensuring claimants receive the benefits of the new compensation schedule.
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