IN THE HIGH COURT OF CHHATTISGARH AT BILASPUR
RADHAKISHAN AGRAWAL, J.
Pragya Tiwari W/o Late Rajjan Tiwari – Appellant
Versus
Jagdish Prasad Tiwari S/o R.P. Tiwari – Respondent
MAC No. 1164 of 2018
Decided On : 09-05-2023
Motor Vehicles Act, 1988 - Section 163A, Section 173 - Accident claim - Dismissal of claim petition - Held, It is true that in a claim Section 163-A of Act there is no need for claimants to plead or establish negligence and/or that death in respect of which claim petition is sought to be established was due to wrongful act neglect or default of owner of vehicle concerned - It is also true that claim petition Section 163-A of Act is based on principle of no-fault liability - At same time deceased has to be a third party and cannot maintain a claim Section 163-A of Act against owner/insurer of vehicle which is borrowed by him as he will be in shoes of owner and he cannot maintain a claim Section 163-A of Act against the owner and insurer of vehicle bearing Registration - Appeal Dismissed.
JUDGMENT :
RADHAKISHAN AGRAWAL, J.
1. This appeal has been preferred by the claimants under Section 173 of the Motor Vehicles Act, 1988 against the award dated 17.04.2018 passed by the 2nd Additional Motor Accident Claims Tribunal, Raipur, C.G. in Claim Case No. 297/2013 whereby the Tribunal dismissed the claim petition of the claimants filed under Section 163A of the Motor Vehicles Act.
2. For the sake of convenience, hereinafter the parties shall be referred to as per their description before the Tribunal.
3. As per claim petition, on 15.03.2013, at about 3:10 pm, deceased-Rajjan Tiwari, aged about 30 years, earning Rs. 3,200/- per month as electrician, by driving maruti car bearing Registration UP-78U-9579 (hereinafter referred to as ‘offending vehicle’) was going from Raipur to Dondi-Lohara. However, when he reached near Balod Road, village Manhora, he lost control over his vehicle and dashed the offending vehicle against a tree, as a result of which deceased-Rajjan Tiwari sustained grievous injuries on his body and died during treatment. At the time of accident, the said offending vehicle was owned by non-applicant no. 1/respondent no. 1, father of deceased-Rajjan Tiwari and insured with non-applicant no. 2/respondent no. 2.
4. On claim petition being filed by the claimants under Section 163A of the Motor Vehicles Act, the Tribunal considering the evidence led by both the parties dismissed the claim petition of the claimants. Hence, this appeal.
5. Learned counsel for the appellants/claimants submits that the claim petition was filed under Section 163A of the Act where negligence is not required to be proved. He submits that the Tribunal has wrongly observed that the deceased has stepped into the shoes of the owner whereas the deceased was the third party and as such was entitled for compensation as per structured formula given in the 2nd Schedule of under Section 163A of the Act. Therefore, the claimants are entitled for compensation.
6. Learned counsel for the respondent No. 2/Insurance Company submits that as per Insurance Policy Ex.D-1 available on record filed by the Insurance Company before the Tribunal, it is evident that no premium of Rs. 50 or any amount was received by the Insurance Company towards compulsory PA coverage of owner-driver for its liability. He also submits that the driver of the offending vehicle is the father of the deceased so he is not covered under the third party and no any extra premium was paid by the owner and driver of the offending vehicle to the Insurance Company. Therefore, Insurance Company is not liable to pay any compensation to the claimants and the Tribunal considering all the relevant aspects of the matter has rightly dismissed the claim petition, which does not call for any interference by this Court.
7. Heard learned counsel for the parties and perused the material available on record.
8. From perusal of the record, it is seen that the deceased had borrowed the vehicle in question from its registered owner i.e. respondent No. 1 herein, who is the father of the deceased and was driving the same on 15.03.2013 when the unfortunate accident took place, in which, he died. From perusal of Insurance Policy i.e. Ex.D-1 available on record, which has not been disputed by the parties, it is evident that no premium was received by the Insurance Company towards PA coverage of owner-driver and no extra premium was paid by the owner to the Insurance Company.
9. The Tribunal further held that on the date of the accident the deceased was driving the offending vehicle and since the deceased was the son of the registered owner of the vehicle, his case would not fall under the category of Third Party, inasmuch, as the claimants have failed to adduce any evidence to show that the deceased was Paid Driver of the registered owner of the vehicle or the deceased was working under his control and, therefore, the status of the deceased could be treated as registered owner of the vehicle and the claimants are not
Dhanraj vs. New India Assurance Co. Ltd. (2004) 8 SCC 553
Ningamma vs. United India Insurance Co. Ltd. (2009) 13 SCC 710
Ramkhiladi and Another vs. United India Insurance Co. and Another
Motor Accident - Respondent/claimant is not covered under the M.V. Act as the injured/claimant stepped into the shoes of the owner of the vehicle in question. Thus, he cannot be stated to be third pa....
The central legal point established in the judgment is that under the M.V. Act, the liability of the insurance company depends on the interpretation of the provisions regarding third-party claims, an....
The claimant, stepping into the shoes of the owner of the vehicle, does not fall under the category of a third party, rendering the claim petition under Section 163-A of the Motor Vehicles Act, 1988 ....
A borrower of a vehicle, in the event of an accident, steps into the shoes of the owner and cannot claim compensation as a third party under Section 163-A of the Motor Vehicles Act, 1988.
Insurers are not liable for bodily injuries to vehicle owners under Section 147 of the Motor Vehicle Act; thus, claims under Section 163A cannot be entertained if the owner is also a claimant.
The deceased, being in the shoes of the owner of the vehicle driven by himself, could not maintain a claim under Section 163A of the Motor Vehicles Act, 1988.
The main legal point established in the judgment is the interpretation and application of Section 163(a) of the MV Act, including the maintainability of claim petitions and the insurer's ability to r....
Login now and unlock free premium legal research
Login to SupremeToday AI and access free legal analysis, AI highlights, and smart tools.
Login
now!
India’s Legal research and Law Firm App, Download now!
Copyright © 2023 Vikas Info Solution Pvt Ltd. All Rights Reserved.