( 1 ) THE petitioner was appoined as a Clerk withthe respondent-Jammu and Kashmir Bank Limited in the year 1958 and continued to work with the Bank in various capacities and ultimately was promoted as Chief Manager. He was transferred to the Divisional Office at New,delhi in April 1984. The petitioner was served with a charge-sheet dated19. 7. 1984 on alleged charges of misconduct. He submitted a reply on 13. 8. 1984denying the allegations. Thereafter, a supplementary charge-sheet was given tothe petitioner on 20. 11. 1984 and additional allegations of misconduct werelevelled against him. The petitioner submitted a further detailed reply on28. 121984 to the supplementary charge and denied the correctness of thealleged charges. Not being satisfied by the reply given by the petitioner, therespondent communicated to the petitioner that it had been decided to holdan enquiry against him and appointed Dr. B. L. Wanchoo, Deputy Generalmanager, Delhi as Enquiry Officer in the matter. Thereafter, enquiry wasconducted by the said Enquiry Officer which commenced on 18. 2. 1985 andended on 10. 10. 1985. The petitioner was placed under suspension on 18. 7. 1986pending final orde