Mr. T.P. Gupta, Member—These appeals have been filed by the appellants under Section 15 of the Consumer Protection Act, 1986 (hereinafter referred to as ‘1986 Act’) against the order dated 22.2.2003 passed by the learned District Forum, Kota whereby the complaint of the complainant-respondent K.K. Kulshrestha was allowed as against the Life Insurance Corporation and the Trustees, J.K. Synthetics Sr. Executives Superannuation Scheme and was dismissed as against M/s. J.K. Synthetics Ltd. and General Manager, J.K. Synthetics Ltd. As both these appeals have been filed against common order dated 22.2.2003 and as the facts and issued involved in both these appeals are same, they are being disposed of by this common judgment.

Facts of Appeal No. 852/03 (LIC v. K.K. Kulshrestha & Others.)

2. The brief facts giving rise to this appeal are that the respondent-complainant was an Assistant Manager in M/s. J.K. Synthetics Ltd. and had retired from service on 20.7.2001 on attaining the age of 60 years. He was a member of the J.K. Synthetics, Senior Executives Superannuation Scheme which was related to a Master Policy of L.I.C. of India. Therefore, the employee was eligible to receive retireme