M.B. Shah, President—These three complaints are of similar nature, cause of action is the same, there is no material difference in facts as well as in evidence except the weight and value of the gold jewellery that was exported, the dates of invoices and their dispatch; In short, the Complainants have sold gold jewellery to M/s. F. M. Mir Jewellers, a partnership firm of the United Kingdom, as one of the partners of the firm came to India and agreed to purchase the same. Consignor was the Complainant, consignee was M/s. National Westminister Bank (hereinafter referred to the Bank), and notified party was M/s. F.M Mir Jewellers. The said gold articles were dispatched through the Carrier, M/s. KLM Royal Dutch Airlines (hereinafter called the KLM). Thereafter, the goods were delivered, without verification of the required documents, within minutes of customs clearance, by the agent or employees of the KLM, on the basis of so called fax message. That was a fraud committed by some persons against whom prosecution was launched in the Crown Court of Northampton, the United Kingdom, and some of them were convicted. The aforesaid complaints are filed for recovery of the amount of loss