Ashok Bhan, President—Petitioner herein, who was the complainant before the District Consumer Disputes Redressal Forum, Patna, Bihar (hereinafter referred to as ‘the District Forum’ for short) has filed the present revision petition against the order dated 23rd June, 2010 passed by the State Consumer Disputes Redressal Commission, Bihar at Patna (hereinafter referred to as ‘the State Commission’, for short) in Appeal No.455 of 2007 wherein and whereby the State Commission reversing the order of the District. Forum has held that repudiation of the claim of the petitioner by the insurance company was neither arbitrary nor unreasonable as the vehicle was being used for commercial purpose. The complaint has been ordered to be dismissed.

Facts:

2. The case of the complainant/petitioner as projected in the complaint, in brief, is that she after having purchased the new Tata Sumo vehicle bearing registration No.BR-lP-7998 got it insured comprehensively with the New India Assurance Company Ltd., the respondent herein, for a sum of Rs.4,80,605 on 22nd September, 2002. The premium of Rs.16,792 was paid. The policy was valid from 29th September, 2002 to 28th September, 2003. On 19th May, 2