V.B. Gupta, Presiding member—Petitioner/complainant has filed the present revision petition under Section 21(b) of the Consumer Protection Act, 1986(for short,’Act’).

2. Brief facts are that Sh. A. Venkatravi,(since deceased)husband of Petitioner/Complainant who was working as a Crane Operator in the Bhilai Steel Plant had purchased life insurance policy of Rs.5,00,000/- on 24.4.2006 from Respondents/Opposite Parties. He died on 07.10.2008 on account of renal failure with other ailments. It is alleged by the petitioner that, on 07.09.2007 deceased was admitted in the Hospital of BSP and after conducting certain tests, it was found that he was having excessive blood urea. His kidney failed on 07.10.08 and he died. Death was intimated to the agent of the respondents and claim was preferred, However, respondents repudiated the claim on 24.10.09, on the ground that deceased was suffering from hypertension with chronic renal disease and cirrhosis of liver from 19.10.04 and deliberately suppressed the information regarding his pre-existing ailments at the time of making proposal for insurance.

3. In its reply, respondents have averred that deceased was guilty of suppression of mate