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J.M.MALIK, S.M.KANTIKAR
New India Assurance Company Limited Through its duly Constituted Attorney, Manager – Appellant
Versus
Rakesh Kumar – Respondent


Advocates:
Counsel for the Parties:
For the Petitioner:Mr. Abhishek Kumar, Advocate.

ORDER

Dr. S.M. Kantikar, Member —The present Revision Petition has been filed before this Commission under Section 21(b) of the Consumer Protection Act, 1986 against the impugned order dated 27.03.2014 in Appeal No. 96 of 2014 passed by the State Consumer Disputes Redressal Commission (in short, ‘State Commission’). The State Commission dismissed the appeal which was filed against the orders passed by the District Consumer Disputes Redressal Forum, (in short, ‘District Forum’) in Complaint No. 210/2013, whereby the complaint was allowed.

2. The facts in brief are that the complainant took Mediclaim Policy 2007 (Hospital Benefit Policy) from New India Assurance Company Limited, the OP/Petitioner for total cover of Rs.11 lacs. It was in force from 31.05.2011 to 30.05.2012, thereafter renewed again, which was effective from 31.05.2012 to 30.05.2013. During subsistence of policy the Complainant suffered severe chest pain on 19.10.2012 and got admitted in Mukat Hospital, Chandigarh. On the same day an angiography was performed in the same hospital, thereafter, he took further treatment at Delhi Heart & Lung Institute, New Delhi where he was operated as Coronary Artery Bypass Graft/surgery












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