V.B. Gupta, Presiding—Petitioner/Complainant has filed present revision petition under Section 21(b) of the Consumer Protection Act, 1986 (for short, ‘Act’) against impugned order dated 05.08.2013, passed by State Consumer Disputes Redressal Commission, U.T., Chandigarh(for short, ‘State Commission’) in (First Appeal No. 318 of 2013)

2. Brief facts are that Petitioner got its vehicle insured from the Respondent/Opposite Party, for the period from 4.3.2009 to 3.3.2010 for the insured declared value, to the tune of Rs.6,72,842/-, on payment of premium, to the tune of Rs.8,390/-. On 18.11.2009, at around 7:00 P.M, the aforesaid vehicle met with an accident, near Zirakpur, on National Highway No.1,i.e. Chandigarh–New Delhi Road. The matter was amicably resolved, for which DDR was also lodged, at Police Station Zirakpur, Punjab. Intimation of the accident was duly given on the same day, to the respondent. Thereafter, petitioner was asked to provide the driving license of the driver, valid on the date of accident as the earlier license pertained to the period subsequent to the date of accident. Subsequently, the earlier license of the driver was traced out and same was provided to th