Dr. B.C. Gupta, Presiding Member—This revision petition has been filed against the impugned order dated 8.2.2013, passed by the State Consumer Disputes Redressal Commission, U.T. Chandigarh (hereinafter referred as the ‘State Commission’) in First Appeal No.481/2008, Surinder Kumar vs. United India Insurance Company Ltd., vide which, while allowing the appeal, the order passed by the District Consumer Disputes Redressal Forum, Ludhiana on 3.4.2008, dismissing the consumer complaint filed by the present respondent, was set aside.

2. The facts of the case are that the complainant/respondent Surinder Kumar is the owner of a truck, bearing registration no. HR 17A 6024, model 2004 which was insured with the petitioner/OP insurance company, vide policy no.200601/31/04/062/4, valid from 27.3.2005 to 26.3.2006. The said vehicle is stated to have met with an accident during the currency of the insurance policy, for which a claim was lodged with the OP insurance company. As stated in the consumer complaint, the claim was not settled despite the complainant having provided the relevant information to the insurance company. The complainant stated that he had spent more than Rs.2 lakhs for