These two First Appeals, under Section 19 of the Consumer Protection Act, 1986 (for short “the Act”), by two Partnership Firms, namely, M/s. Shah Desai & Co. and M/s. Swastik Tobacco Company, through their one and the same Partner, namely, Navinchandra Chimanlal Shah, are directed against two separate orders, both dated 24.01.2011, passed by the Gujarat State Consumer Disputes Redressal Commission at Ahmedabad (for short “the State Commission”) in Complaint Cases No. 32 and 33 of the 2006.By the impugned orders, while holding that there was no deficiency in service on the part of the Respondent herein, namely, National Insurance Company Ltd. (for short “the Insurance Company”) , the sole Opposite Party in the Complaints, in repudiating the claims preferred by the Appellants, the State Commission has dismissed both the Complaints.

2. Since both the Complaints, between the same parties, involving common substantive issues in almost similar factual background, except for minor variations in some of the dates and events; details relating to the insurance policies in question; claims made thereunder etc, have been disposed of by the State Commission on identical lines, though by s