ORDER :

Justice R.S. Madan, President

This complaint has been received by remand in view of the order dated 14.5.2013 passed by Hon’ble National Consumer Disputes Redressal Commission, New Delhi in Revision Petition No. 779 of 2012.

2. Complainant being a partnership concern having its registered office at Village Rampur Jattan, Nahan Road, Kala Amb District Sirmour (HP) has filed this complaint through Sushil Kumar Bhargav one of its partners. Complainant is engaged in the business of manufacturing and exporting of phytochemicals, extracts and neutraceuticals.

3. Complainant had taken a Standard Fire & Special Perils Policy from the opposite parties for the period 11.9.2009 to 10.9.2010 for Rs. 2.41 crores whereby entire building including boundary wall/retaining wall and other constructed area of the plan, main plant and machinery including boiler, transformer, CTPT, D.G. Set, electric fitting for other machinery and spares, raw material, finished and semi finished goods of the unit or the goods in process were insured.

4. Unfortunately, on 8.9.2012 the flood water entered into the aforesaid insured factory due to which there was loss to the stocks of the complainant, plant and machin