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V.B.GUPTA, REKHA GUPTA
M. L. Spinners Pvt. Ltd. – Appellant
Versus
United India Insurance Company Ltd. – Respondent


Advocates:
Advocate Appeared:
For the Petitioner: Mr. Sameer Nandwani.

ORDER :

1. Petitioner/Complainant being aggrieved by impugned order dated 24.5.2013, passed by Haryana State Consumer Disputes Redressal Commission, Panchkula (short, ‘State Commission’) has filed above revision petitions.

2. Brief facts are that Petitioner/Complainant insured its building machinery and raw material, etc. with Respondent/Opposite Party for the period 2.3.2009 to 1.3.2010. On 10.5.2009, a fire broke in the insured factory. As per petitioner, it suffered heavy losses of building, machinery and raw material and finished goods to the tune of Rs. 5.00 crores approximately. On receipt of information from the petitioner, respondent deputed surveyor and loss assessor namely Rohit Kumar & Co., New Delhi who conducted the Survey. Respondent paid Rs. 1,00,00,000 to the petitioner in December, 2009 as an interim amount and Rs. 1,25,92,251 was paid through cheque on 13.10.2011. According to the respondent, cheque of Rs. 1,25,92,251 was received by the petitioner in full and final settlement of petitioner’s claim and thus, payment of Rs. 2,25,92,251 (Rs. 1,00,00,000 + Rs. 1,25,92,251) was towards full and final settlement and a ‘Settlement Intimation Voucher’ was signed by the pet

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