JUDGMENT

Kiran Sibal, Member.—The complainant has filed this complaint under Section 17 of the Consumer Protection Act, 1986 (in short “the Act”), against the opposite parties (in short “OPs”) seeking following directions:-

i) The OPs be directed to release the amount insurance claim of Rs.25 lacs on account of death of her husband, along with interest @ 18% p.a. till the date of payment;

ii) The OPs be further directed to pay compensation to the tune of Rs.50,000/- on account of harassment;

iii) To pay Rs.11000/- as litigation expenses.

2. Brief facts, as set out in the complaint, are that the husband of the complainant; namely, Gursahib Singh (DLA) had purchased a ‘Personal Accident Cover Policy’ i.e. ‘Activ Secure’ bearing No.12-18-0039430-00 for a sum assured of Rs.25 lacs from OP No.1. The policy was valid w.e.f 05.09.2018 till 04.09.2020. The DLA purchased the said policy of OP No.1 through OP No.3 by paying an amount of Rs.6,684/- as single premium (Rs.3,240/- as Basic Premium, Rs.2,884/- as premium for Optional Covers and Rs.1,019/- as IGST) through Net Banking. Unfortunately, on 18.09.2018, the DLA died on the spot due to an accident with a Truck and an FIR No.0125 date