ORDER

This consumer complaint under Section 21 (a) (i) of the Consumer Protection Act, 1986 (in short, ‘the Act’) is filed alleging deficiency in service and seeking compensation with interest in respect of loss suffered on account of natural calamity under the insurance policy obtained by opposite party on behalf of the complainant.

2. The facts of the case, in brief, are that the complainant is an agriculturist owing agricultural land who obtained a loan to establish a poultry farm followed by subsequent loans for extension of the farm and erection of the poultry feed mill. The total loan amount was Rs.3,02,00,000/-. The complainant states that as required by the bank, the insurance premium in respect of the loan was paid directly to the insurance company from the account of the complainant by the opposite party. On account of heavy rain with wind on 06.05.2009, there was extensive damage to the complainant’s poultry farm which is certified by the local Revenue authorities and the Asstt. Veterinary Surgeon from the Veterinary Hospital Centre, Thathathiripuram. The complainant