State Bank of India VS D. S. Paramesh @ S. Paramesh

Judicial Analysis Court Copy Headnote Facts Arguments Court observation

RAVI SHANKAR, SUNITA C., LADY MEMBER
State Bank of India – Appellant
Versus
D. S. Paramesh @ S. Paramesh – Respondent

Advocates:
Counsel for the Parties:
For the Appellant:Srt. Brijesh Chander Guru, Advocate
For the Respondent:Smt. Swathi M., Advocate

ORDER

Sunita C. Bagewadi. Member—This appeal is filed by the Appellants/Opposite party being aggrieved by the order dated 2.1.2025 passed by the District Consumer Commission, Davanagere in CC.No.111/20l7 and prays to set-aside the order and to allow the appeal in the interest of justice and equity

2. The brief facts of the complaint are as under:-

The complainant has availed housing loan of Rs.4.00 lakhs and Rs.2.00 lakhs with account No.6401467771 on 15.3.2007 and 9.1.2008 respectively from the Opposite Party bank, with the agreed fixed rate of interest @ 11.5%. The said loan was availed jointly by the complainant and his mother Gangamma. The mother of the complainant has died on 24.7.2013. The complainant had deposited Rs.72,000/- each in both loan accounts through challans. But the Opposite Party bank has not credited to same to the first loan account. Again the complainant deposited Rs.50,000/- towards second loan account which was also not credited by the bank in the loan account. Both these accounts were closed the complainant in March 2017 and August 2012 respectively. However, the Opposite Party has collected additional charges of Rs.6,475/- and further collected Rs.10,014/

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