JUDGMENT :

Heard Mr. S. Banik, learned counsel for the petitioner and Mr. N. Goswami, learned Govt. Advocate for respondent no. 1, 2 and 7, Mr. P. Hazarika, learned counsel for respondent no. 3, and Mr. S.S. Sharma, learned senior counsel, assisted by Mr. B.J. Mukherjee, learned counsel for the respondent nos. 4 and 5. None appears on call for the respondent no. 6.

Case of the petitioner and submissions of his learned counsel:

2. The petitioner is the holder of account no. 11288865192, which is maintained in Panjabari Branch of the State Bank of India. The petitioner claims that an ATM –cum-Debit Card was issued to him on 29.03.2004, without e-commerce facility. It is projected that although subsequently e-commerce facility was provided to the petitioner by providing a 16 (sixteen) digit ATM – cum-Debit Card of the petitioner, but without informing him and without providing the CVV number, which is a security code to the said card. Accordingly, it is projected that without CVV, e-commerce or on-line transaction cannot be done through the said ATM –cum- Debit Card. It is also projected that the petitioner did not create ‘3D’ password, which is mandatory for making online transaction