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2008 Supreme(Ker) 607

High Court Of Kerala
THE HONOURABLE MR. JUSTICE C.N. RAMACHANDRAN NAIR & THE HONOURABLE MR. JUSTICE HARUN-UL-RASHID
Rajan.P., S/o.Pullan - Appellant
Versus
K.J.John, S/o.Idicheriyan - Respondents
MACA.No. 228 of 2006
Decided On : 19 November 2008

Advocates Appeared: For the Appellant:Viju Thomas, Mrs. Meena John, Advocates. For the Respondents:R3, Mathews Jacob (Sr.), P. Jacob Mathew, R1, Saji Mathew, Mrs. Mable. C. Kurian, Advocates.

Headnote:

Motor Vehicles Act, 1988 - Sections 2(34), 165 - Whether the private premises of a house where goods vehicle is allowed entry is a public place for the purpose of S.2(34) of the Motor Vehicles Act - Whether an injured is entitled to claim compensation for the injuries suffered while unloading from a truck, stationed inside the private premises of a house - Held, any accident arising during loading and unloading will also be an accident arising on account of use of the vehicle - Appellant's claim for compensation against the Insurance Company is maintainable because the accident arose on account of use of the vehicle and as already held by us, the accident occurred in a public place - Court make it clear that the M.A.C.T. should consider the case of the Insurance Company based on the final report of the Police Officer who conducted the investigation and found that accident took place while goods were loaded from stationary truck and the case put forward by the appellant that the accident took place while vehicle was reversed by the driver is factually incorrect - Order Accordingly.

Judgement Key Points

Certainly. Based on the provided legal document, here are the key points summarized:

  1. The case involves a claim for compensation due to injuries sustained during an accident while unloading goods from a stationary vehicle inside private premises. The court held that such an accident is considered to have arisen during the use of the vehicle, making the claim maintainable against the insurance company (!) (!) .

  2. The court clarified that the definition of "public place" under the relevant section of the Motor Vehicles Act is broad and includes private premises where access is permitted for specific purposes, such as loading and unloading of goods. Therefore, private premises where goods vehicles are allowed entry can be classified as a "public place" for the purposes of insurance liability (!) (!) .

  3. The court emphasized that accidents occurring during loading and unloading activities are considered accidents arising out of the use of the vehicle, as these activities are integral to the vehicle's purpose (!) .

  4. The decision highlighted that the initial order dismissing the claim due to the accident occurring on private premises was not sustainable, as the premises in question qualify as a "public place" for the purposes of the relevant law (!) .

  5. The court remanded the matter to the Motor Accident Claims Tribunal (MACT) for reconsideration, directing that the final police investigation report be the basis for assessing the claim. The tribunal is instructed to critically examine the case, especially the timing and circumstances of the accident, and to consider the belated private complaint filed by the appellant (!) (!) .

  6. It was noted that the claim for compensation is valid because the accident was linked to the use of the vehicle and occurred in a place that qualifies as a "public place" under the law, and because the injury happened during the course of unloading goods, which is inherently connected to vehicle use (!) .

These points encapsulate the court's reasoning and directions based on the legal principles discussed in the document.


Judgment :-

Ramachandran Nair, J.

The appeal is filed against the order of the MACT dismissing a claim petition filed by the appellant for compensation for injury sustained by him in an accident claimed by him to be road accident. We have heard counsel appearing for the appellant, Senior counsel appearing for the Insurance Company and counsel appearing for the registered owner of the vehicle involved in the accident.

2. The facts leading to the case are the following. On 4.3.1998 at around 7.30 p.m. a load of marble was being unloaded in the house premises of a person who purchased and transported marble to his house in the same truck. The appellant's case is that while unloading the marble, driver of the vehicle took it in the reverse gear which led to a marble piece falling on his left leg causing serious injury. Before the MACT, Insurance Company pleaded that accident occurred in a private premises i.e. in the compound of a house and that accident is not on account of any rash and negligent driving of the vehicle and it is an accident that took place while unloading the goods from a stationary truck. The MACT accepted the plea of the Insurance Company and held that there is no policy coverage because accident did not take place in a public place which is a requirement for liability for the Insurance Company under Section 147 of the Motor Vehicles Act. Counsel for the appellant submitted that accident occurred while the vehicle was taken in the reverse direction by the driver when marble was being unloaded. However, Senior counsel for the Insurance Company brought to our notice the Police record which shows that for the accident occurred on 4.3.1998, a private complaint was filed on 23.7.1998 and pursuant to court orders, the Investigation Officer found that the accident happened when marble was unloaded from the stationary truck and based on this he contended that the case of the appellant that accident took place when the driver took the vehicle in the reverse is a bogus one. The belated complaint filed and the case put forward by the appellant that the accident took place when the vehicle was moved in the reverse direction by the driver is an absolute bogus case and is created only to ensure recovery of compensation from the Insurance Company. Needless to mention that all involved including the driver of the vehicle helped in the venture. However, we believe the findings in the final report submitted by the Police which is strengthened by the delay in filing of complaint itself and we, therefore, hold that the accident occurred while marble was unloaded from the stationary lorry.

3. Even though we have found part of the case put forward by the appellant against him, we still feel the ground on which MACT declined compensation is not tenable because MACT decided the case against the appellant only because the accident took place in a private premises i.e. in the house compound. Counsel for the appellant relied on decisions of this court in Nazeema V. Sebastian (1987(1) KLT 370), United India Insurance Company V. Pierce Leslie India Ltd. (2000(1) KLJ 460) and Alias V. Paul (2003 (2) KLT 992). In one case this court held that when entry of transport vehicle is permitted in a factory premises, such premises constitute a "public place" for the purpose of liability for compensation payable by the Insurance Company under Section 147 of the Motor Vehicles Act. Similarly in the other two cases this court held that road leading to a stone quarry and workshop premises can be treated as public place for the purpose of Section 2(34) of the Motor Vehicles Act. Section 2 (34) of the Motor Vehicles Act defines public place as follows:

"Public place" means a road street way, or other place, whether a thoroughfare or not, to which the public have a right of access and includes any place or stand at which passengers are picked up or set down by a stage carriage.

From the above we are of the view that public place does not have a restricted m

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