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2025 Supreme(Ker) 2833

IN THE HIGH COURT OF KERALA AT ERNAKULAM
C.S. SUDHA, J.
Iffco Tokio General Insurance Company Limited – Appellant
Versus 
Abraham Charly – Respondent 
M.A.C.A.No.461 of 2020 and Cross Objection No.55 of 2021
Decided on : 12-09-2025

Advocates Appeared:
For the Appellant : ADVS. SRI.MATHEWS JACOB (SR.), SHRI.P.JACOB MATHEW
For the Respondent: ADVS. SHRI.P.V.BABY, SHRI.A.N.SANTHOSH

The court upheld the Tribunal's decision on negligence and disability assessment while enhancing compensation to reflect proper justice for severe injuries sustained, reinforcing the importance of evidence in determining claim amounts.

Headnote:(A) Motor Vehicles Act, 1988 - Section 173 - Appeal against award for compensation in motor accident case - Appeal filed by insurer questioning negligence by rider and quantum of compensation awarded by Tribunal - Appeal raises issues regarding the determination of notional income and disability percentage. (Paras 1-8)

(B) Negligence - The Tribunal found negligence on part of the motorcycle rider leading to the accident, supported by oral and documentary evidence. (Paras 6-7)

Facts of the case:
Accident occurred on 11/01/2016 when the claim petitioner was pillion riding. The rider was negligent, resulting in severe injuries to the petitioner. (Paras 2, 4)

Findings of Court:
The Tribunal awarded ₹2,01,65,956/- as compensation. Appeal led to modifications including enhancements under several heads, affirming that the petitioner is entailed to compensation for injuries sustained and future prospects. (Paras 6, 14)

Issues: The appeal addresses whether the findings of Tribunal regarding negligence and compensation quantum are legitimate and justified. (Paras 7-8)

Ratio Decidendi: The court agreed with the Tribunal’s assessments on notional income and disability, and justified the enhancements to compensation reflecting the severe impact of injuries sustained. (Paras 11.1, 12.1)

Result: Appeal partly allowed, enhancing compensation to ₹2,15,65,956/- with 8% interest. (Para 14)

Table of Content
1. motor accident facts and claim introduction. (Para 1 , 2 , 3 , 4 , 5 , 6)
2. identification of key issues for consideration. (Para 7 , 8)
3. dispute on calculation of notional income. (Para 9)
4. debate over disability assessment inaccuracies. (Para 10)
5. future earnings estimation and evidentiary support. (Para 11)
6. compensation for pain, suffering, and amenities. (Para 12)
7. short expectancy of life compensation debate. (Para 13)
8. final ruling on compensation amount. (Para 14)

JUDGMENT :

C.S. SUDHA, J.

This appeal has been filed under Section 173 of the Motor Vehicles Act, 1988 (the Act) by the second respondent-insurer in O.P.(MV) No.1830/2016 on the file of the Motor Accidents Claims Tribunal, Perumbavoor (the Tribunal), aggrieved by the Award dated 19/10/2019. The respondent herein is the claim petitioner, who filed Cross Objection No.55 of 2021. In this appeal, the parties and the documents will be referred to as described in the original petition.

2. According to the claim petitioner, on 11/01/2016 at about 03:45 p.m., while he was pillion riding on motorcycle bearing registration No.KA-51/ER-3294 ridden by the first respondent in a rash and negligent manner through Magadi – Electronic City road and when they reached near Mylasandra Begur bridge, motorcycle overturned, as a result of which he sustained grievous injuries.

3. The first respondent-owner cum rider of the offending motorcycle remained ex-parte.

4. The second respondent-insurer of offending motorcycle filed written statement admitting the policy but denying negligence on the part of the first respondent. The compensation claimed under various heads was contended to be exorbitant.

5. Before the Tribunal, PWs.1 to 4 were examined and Exts.A1 to A24 series were marked on the side of the claim petitioner. Ext.B1 was marked on the side of the second respondent.

6. The Tribunal on consideration of the oral and documentary evidence and after hearing both sides, found negligence on the part of the first respondent-rider of the offending vehicle resulting in the incident and hence awarded an amount of ₹2,01,65,956/- together with interest along with proportionate costs. Aggrieved by the Award, the second respondent- insurer has come up in appeal.

7. The only point that arises for consideration in this appeal and the cross objection is whether there is any infirmity in the findings of the Tribunal calling for an interference by this Court.

8. Heard both sides.

9. The award of compensation by the Tribunal under the following heads is challenged -

Notional income

It is submitted by the learned senior counsel for the second respondent-insurer that the Tribunal went wrong in including personal allowance of ₹27,218/- as part of the monthly income of the claim petitioner, a gross error committed by the Tribunal and hence the same needs to be rectified. Per contra, it is submitted by the learned counsel for the claim petitioner that Exts.A14 to A20, A23 and 24 and the testimony of PW3 clearly prove the monthly income of the claim petitioner. However, the Tribunal took the average of the salary drawn for a period of about 3 to 4 months and fixed the monthly income. In fact, the monthly income was higher than what has been fixed by the Tribunal. There is no infirmity committed by the Tribunal in fixing the amount. If at all there has to be any change, it can only be an increase of the monthly income evidenced by Exts.A14 to A20 and A23 and A24, goes the argument.

9.1. Exts.A14 to A20, A23 and 24 are the pay slips of the claim petitioner. The testimony of PW3 proves the aforesaid documents and therefore the method adopted by the Tribunal in taking the average income of the claim petitioner in fixing the notional income is justified and I do not find any infirmity calling for interference into the same.

Percentage of disability

10. It is submitted by the learned senior counsel appearing for the second respondent-insurer that when the doctor as per Ext.A12 certificate has fixed

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