IN THE HIGH COURT OF KERALA AT ERNAKULAM
Shoba Annamma Eapen, J.
R.Ramakrishnan – Petitioner
Versus
The Branch Manager, National Insurance Company Limited – Respondent
MACA NO. 581 OF 2020
Decided On : 21-05-2026
| Table of Content |
|---|
| 1. factual context of motor accident compensation claims. (Para 2 , 3) |
| 2. enhancement of compensation heads: income, disability, and multipliers. (Para 4 , 5) |
| 3. appellate modification of compensation and interest orders. (Para 6 , 7) |
JUDGMENT :
Shoba Annamma Eapen, J.
This appeal is filed by the claimant in O.P(MV) No.1461 of 2011 on the file of the Motor Accidents Claims Tribunal, Pathanamthitta, claiming enhancement of compensation. The respondent herein is the third respondent before the tribunal.
2. According to the claimant, on 19.04.2010, at about 2.00 p.m., while the claimant was riding a motorcycle bearing registration No.KL-2/D-4502 through Adoor – Keerukuzhy public road, another motorcycle bearing registration No.KL- 26/A-4199 ridden by the second respondent in a rash and negligent manner hit against the backside of the motorcycle ridden by the claimant and as a result, he sustained serious injuries. The claimant approached the tribunal claiming a total compensation of Rs.3,00,000/-.
3. The first, second and third respondents were the owner, driver and the insurer of the offending vehicle respectively. The third respondent, insurer, filed a written statement admitting the insurance policy but disputing the liability and quantum of compensation claimed. Before the tribunal, Exts.A1 to A14 were marked. The tribunal, after analysing the pleadings and materials on record, found that the accident was due to negligence on the part of the second respondent and the claimant was awarded a sum of Rs.1,25,500/- as compensation under different heads with interest @ 9% per annum from the date of petition till realization against the respondent – insurer. Dissatisfied with the quantum of compensation awarded by the tribunal, the claimant has come up in appeal.
4. I have heard the learned counsel for the appellant and the learned standing counsel for the respondent insurer.
5. The learned counsel for the appellant claims enhancement mainly under the following heads:
I. Notional Income
The learned counsel for the appellant submitted that the injured was working as a photographer. Though it is stated in the F.I.S. that he was a photographer, the tribunal had taken the notional monthly income only as Rs.3,500/- wherein the amount claimed was Rs.9,000/-. Even going by the judgment in Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd. [2011 (13) SCC 236], the notional monthly income of a coolie for an accident in the year 2010 is fixed as Rs.7,500/-. However, considering the fact that the injured was a photographer by profession, I find it appropriate to re-fix the income as Rs.8,000/-.
II. Loss of earnings
The learned counsel for the appellant submitted that the tribunal has not awarded any amount towards loss of earnings.Following are the injuries sustained by the appellant:
i) Comminuted fracture of right tibia with right lateral malleolus fracture.
ii) Delayed union right tibia with implant (4.5mm DCP) –Bone grafting done
iii) Fracture of both bones of right leg
iv) Multiple injuries all over the body
Considering the nature of injuries sustained by the appellant, I find that a period of five months can be taken for awarding compensation under the said head. Since the notional monthly income has been re-fixed at Rs.8,000/-, the total compensation payable under the head loss of earnings would be Rs.40,000/- (8,000 x 5).
III. Extra nourishment
The learned counsel for the appellant submitted that the tribunal had granted an amount of Rs.3,000/- for thirty three days in-patient treatment. Considering the year of accident as well as the period of hospitalisation, I am inclined to grant a consolidated amount of Rs.5,000/- for thirty three days in-patient treatment. Hence there will be an additional enhancement of Rs.2,000/- under the afore head.
IV. L oss of amenities in life
On a perusal of the award, it is seen that no separate compensation was awarded by the tribunal under the head loss of amenities in life. Considering t


Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.
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