HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR
Birendra Kumar, J.
New India Insurance Company Limited – Appellant
Versus
Satya Prakash & Ors. – Respondents
S.B. Civil Miscellaneous Appeal No. 1737 of 2008
Decided On : 13-04-2022
Insurance - Motor Accident Claims - Award - [New India Insurance Company Ltd.] - [Motor Accident Claims] - [Motor Vehicles Act, 1988, Section 166] - The court discussed the assessment of future loss of earning due to permanent disability, the criteria for assessing loss of income, and the principles for awarding compensation in personal injury cases. The court also considered the evidence of eye-witnesses and the apportionment of contributory negligence in motor accidents.
Fact of the Case:
The appellant, New India Insurance Company Ltd., challenged the award passed by the Motor Accident Claims Tribunal, Khetri, which awarded compensation to the injured party, Satya Prakash, for injuries sustained in a motor accident. The claimant was a pillion rider on a motorcycle when a rash and negligent Jeep collided with the motorcycle, causing permanent disability. The appellant contested the award on the grounds of loss of income and contributory negligence of the motorcycle rider.
Finding of the Court:
The court found that the claimant's loss of income due to permanent disability was assessed based on evidence on record and in accordance with settled legal principles. The court also held that there was no contributory negligence on the part of the motorcycle rider, as supported by the testimony of an eye-witness. The court dismissed the appeal, upholding the award of compensation to the injured party.
Issues: The issues involved the assessment of loss of income due to permanent disability, apportionment of contributory negligence in the accident, and the validity of the award passed by the Motor Accident Claims Tribunal.
Ratio Decidendi: The court relied on the criteria for assessing future loss of earning due to permanent disability, as established in previous judgments, and considered the testimony of eye-witnesses to determine contributory negligence. The court emphasized the need for specific medical evidence to support claims for compensation under different heads in personal injury cases.
Final Decision: The court dismissed the appeal, affirming the award of compensation to the injured party, Satya Prakash, and upholding the decision of the Motor Accident Claims Tribunal.
JUDGMENT
1. The appellant-New India Insurance Company Ltd. is insurer of the Jeep bearing registration No.RJ-21C-5056. The appellant has challenged the award dated 04.03.2008 passed by the Motor Accident Claims Tribunal, Khetri in Claim Case No.59/2006, by Additional District Judge, Khetri, whereby the learned Tribunal awarded Rs.7,97,850/- in favour of the injured-Satya Prakash, respondent No.1 herein along with 9% interest from the date of application.
2. Undisputed facts of the case are that on 25.05.2006, Satya Prakash was a pillion rider on the motorcycle being driven by Ajay Kumar Bhargava (A.W.2). Case of the claimant is that as soon as the motorcycle reached near Khetri Bus Stand, the rash and negligent Jeep above mentioned dashed against the motorcycle causing fracture of tibia and fibula on left leg. The injury resulted in permanent disability. For the accident aforesaid, FIR No.163/2006 was registered with Khetri Police Station. After investigation of the case, police submitted charge-sheet against the driver of above referred Jeep with the conclusion that the accident was as a result of rash and negligent driving of the jeep driver.
3. Two witnesses were produced by the claimant before the Tribunal besides several documentary evidences. No evidence was led by the defendants of the claim case. Appellant was one of the defendants.
4. The motor accident as well as insurance of the Jeep with the appellant is established by documentary evidence as exhibited on the record as FIR, charge-sheet and policy of insurance.
5. Mr. S.R. Joshi with Mr. Ganesh Joshi, learned counsel for the appellant challenges the award on the ground that due to injuries, there was no loss of salary to the claimant as he was a Government Employee and his disability did not lead him to leave the job or being demoted to some other post. Further contention is that the learned Tribunal has awarded compensation on assumption without any material to support the income of the claimant.
6. Claimant-Satya Prakash A.W.1 has specifically stated that at the time of accident, his monthly salary was Rs.12,341/-. The fact was not controverted during cross-examination of this witness. Ex.49 is the certificate issued by the Head Master of the school, where claimant was a Teacher. The certificate shows that the claimant was on medical leave for 74 days after the accident and in July, 2006 his salary was Rs.12,662/-. Since the finding of the Tribunal is based on evidence on record, it cannot be argued that the learned Tribunal awarded compensation under the head 'loss of income' on mere assumption.
7. The learned Tribunal multiplied the monthly income of the claimant taking round-figure of Rs.12,000/- per month with multiplier of 12 months to get yearly loss of income and thereafter, calculated 30% of the same as loss of income due to permanent disability. Contention is that the learned Tribunal has gone against the decision of the Hon'ble Supreme Court in the case of Raj Kumar v. Ajay Kumar and anr. reported in (2011) 1 SCC 343, wherein the Hon'ble Supreme Court said that for assessing the future loss of earning due to permanent disability, the Tribunal/Court must be conscious that the criteria should not be the extent of permanent disability found by the medical reports, rather the assessment should be based on the basis of inability to the injured, which prevented him from doing the same vocation or from performing other vocations. The Medical Board of three doctors found that due to compound fracture, 1/4 of the left leg led to permanent disability of about 30%.
8. The disability of a limb aforesaid did not affect the vocation of the claimant as a Teacher in Government School. Therefore, considering the settled principles referred above, the claimant was not affected by the disability aforesaid, as regards loss of income is concerned, however, the claimant has deposed that due to disability aforesaid, he feels incapacitated in normal walk, he cannot lift weights, a
Bhajan Singh v. Jarnail Singh and ors. reported in (2014) ACJ 2370 (Uttarakhand High Court)
Ganesh v. Syed Munned Ahamed and ors. (2000) ACJ 1463 (Karnataka High Court)
Raj Kumar v. Ajay Kumar and anr. reported in (2011) 1 SCC 343
Rajesh Kumar v. Yudhvir Singh and anr. reported in (2008) ACJ 2131
AI
The main legal point established in the judgment is the assessment of future loss of earning due to permanent disability, the criteria for assessing loss of income, and the principles for awarding co....
The court upheld the principle that compensation must be based on realistic assessments of earning capacity and substantiated claims, rejecting unproven future medical expenses.
It is a matter of record that Tribunal considered permanent disability of the body as a whole to extent of 90% and assessed compensation under head of loss of future income
Permanent disability due to negligent driving merits enhanced compensation, emphasizing the need for adequate assessment of medical expenses and loss of earnings per established legal principles.
Permanent disability assessments should reflect a claimant's actual earning capacity and modifications in damage awards must be proportionate to the severity of injuries.
The assessment of future earning capacity must consider the nature of disability relative to the claimant's profession, not merely the percentage of physical disability.
The main legal point established in the judgment is the assessment of compensation in injury cases, considering factors such as permanent disability, loss of future earnings, pain and sufferings, and....
The court established that future prospects and non-pecuniary damages must be considered in compensation calculations for permanent disability under the Motor Vehicles Act.
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