IN THE HIGH COURT OF JUDICATURE AT MADRAS
J. NISHA BANU, J.
National Insurance Company Ltd., Namakkal - Appellant
Versus
S. Mangaleswaran & Others - Respondent
C.M.A. No. 3159 of 2012 & M.P. No. 1 of 2012
Decided On : 15-06-2022
Motor Vehicles Act - Liability of Insurance Company - The court confirmed the joint and several liability of the insurance companies of both the motorcycle and the car to pay compensation for a road accident, based on the finding of contributory negligence by both the rider of the motorcycle and the driver of the car.
Fact of the Case:
The claimant filed a petition seeking compensation for injuries sustained in a road accident. The Tribunal held that the accident occurred due to the negligence of both the motorcycle rider and the car driver, and granted compensation of Rs.68,000, directing both insurance companies to jointly and severally pay the amount.
Finding of the Court:
The court found no error in the Tribunal's award and dismissed the appeal, confirming the compensation of Rs.68,000 and the joint and several liability of the insurance companies to pay the amount.
Issues: The main issue was the liability of the insurance companies of the motorcycle and the car to pay compensation for the accident.
Ratio Decidendi: The court relied on the principle of contributory negligence, holding that when there is a head-on collision between two vehicles, the drivers of both vehicles should be held responsible for contributing equally to the accident.
Final Decision: The appeal was dismissed, and the compensation awarded by the Tribunal at Rs.68,000, along with interest and costs, was confirmed. The insurance companies of the car and the motorcycle were jointly and severally directed to deposit the award amount within twelve weeks.
JUDGMENT
(Prayer: This Civil Miscellaneous Appeal is filed under Section 173 of Motor Vehicles Act, 1988, to set aside the Judgment and Decree dated 27.06.2007 made in M.A.C.T.O.P.No.1323/2003 on the file of the Motor Accident Claims Tribunal Salem (Additional District Judge, Fast Track Court No.1 Salem).)
1. This Civil Miscellaneous Appeal has been filed by the Insurance Company, challenging the liability fixed on the appellant/Insurance Company by award dated 27.06.2007 made in M.A.C.T.O.P.No.1323/2003 on the file of the Motor Accident Claims Tribunal Salem (Additional District Judge, Fast Track Court No.1 Salem).
2. The claimant/1st respondent has filed a claim petition in M.A.C.T.O.P.No.1323/2003 on the file of the Motor Accident Claims Tribunal Salem, claiming a sum of Rs.3,00,000/- as compensation for the injuries sustained by him in the road accident which took place on 07.02.2003.
3. According to the first respondent/claimant, on 07.02.2003 at about 11.30 a.m., he travelled as pillion rider while his friend was riding Bajaj Pulsorn Motor cycle bearing registration No.TN-60-Y-1189 from Yercaud Main road to Salem near Senthil Complex, Chinnakollapatti. When the rider tried to overtake the bullock cart which went in front of the motorcycle, he applied sudden brake. Since the driver of the Maruti Zen car bearing Reg.No.TN-28-E-6339 came in a rash and negligent manner in the opposite direction of the motorcycle, the car dashed against the claimant. Due to the said accident, the claimant sustained injuries. Hence, the claimant has filed a claim petition, claiming a sum of Rs.3,00,000/- as compensation before the Motor Accident Claims Tribunal Salem (Additional District Judge, Fast Track Court No.1 Salem).
4. The Tribunal, considering the pleadings, oral and documentary evidence, held that the accident has happened due to the negligence of both the rider of the motorcycle and the driver of the car by head-on collision. The motorcycle was insured with the 4th respondent and the car was insured with the appellant-Insurance Company and therefore, the Tribunal has granted a sum of Rs.68,000/- as total compensation and directed both the Insurance companies to jointly and severally pay the compensation to the claimant.
5. The appellant/Insurance Company has come out with the present appeal on the ground that the Tribunal erred in fixing joint liability on the insurer or both vehicles to pay compensation, without considering Ex.P.1 – FIR, Ex.P.4- Charge sheet and Ex.P.5- Judgement rendered by the criminal court.
6. Heard the learned counsel for the appellant and the learned counsel appearing for the 4th respondent and perused all the materials available on record.
7. A perusal of the Award would go to show that the Tribunal after considering the material documents, testimony of witnesses, held that the accident occurred due to the negligence of both the rider of the motorcycle and the driver of the car. The Tribunal has relied upon the dictum laid down in the case of Bijoy Kumar Dugar v. Bidyadhar Dutta and others reported in 2006(3) CTC 122 and observed the relevant portion of the said judgment which reads as follows:
“Contributory negligencewhen there is a headon collision between two vehicles, drivers of both vehicles should be held responsible to have contributed equally to the accident”. Holding so, the tribunal directed that respondents 1 to 4 are jointly and severally liable to pay compensation which in the considered opinion of this court, does not require any interference.
8. As far as quantum of compensation is concerned, the Tribunal based on Ex.A3-Accident Register, Ex.A-6-Wound certificate, Ex.A7- Scan report, Ex.A.11 and Ex.A.12 – Discharge summary, Ex.A.13-Disability Certificate , granted Rs.40,000/- under the head “permanent disability”, Rs.5000/- towards “Pain and suffering”; Rs.23,000/- for Medical Bills, altogether, Rs.68,000/- as compensation to the claimant, which is just and reasonable compensation.
9. In the light of
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