BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT
R. VIJAYAKUMAR, J.
The New India Assurance Co. Ltd., Tirunelveli - Appellant
Versus
Gurusamy & Others - Respondents
C.M.A(MD)No. 805 of 2017 & C.M.P (MD). Nos. 8697 of 2017 & 369 of 2018
Decided On : 27-03-2023
Motor Vehicles Act - Negligence - Section 163(A), Section 166 - [Section 163(A), Section 166] - The court discussed the negligence and liability in the context of a motor accident claim under the Motor Vehicles Act. It highlighted the importance of establishing negligence on the part of the offending vehicle and the contributory negligence of the claimant. The court also considered the influence of alcohol on the claimant and its impact on the insurance claim, referencing relevant case law and legal provisions.
Fact of the Case:
The claimant filed a petition under Section 163(A) of the Motor Vehicles Act seeking compensation for injuries sustained in a motorbike accident. The Insurance Company challenged the findings regarding negligence and liability, arguing that the claimant was under the influence of alcohol and contributed to the accident.
Finding of the Court:
The court found that the claimant was under the influence of alcohol and contributed to the accident, leading to a deduction of 30% from the compensation awarded by the Tribunal. It also adjusted the interest rate on the awarded amount.
Issues: The issues revolved around the negligence and liability in the accident, the influence of alcohol on the claimant, and the applicability of Sections 163(A) and 166 of the Motor Vehicles Act.
Ratio Decidendi: The court held that the claimant's contributory negligence and influence of alcohol warranted a deduction from the compensation awarded. It also referenced relevant case law to support its decision.
Final Decision: The Civil Miscellaneous Appeal was partly allowed, with the court confirming the award passed by the Tribunal but adjusting the compensation amount and interest rate.
JUDGMENT
(Prayer:- Civil Miscellaneous Appeal filed under Section 173 of Motor Vehicles Act, 1988, to set aside the award and judgement of the Tribunal dated 17.10.2016 regarding the liability of appellant/2nd respondent in MCOP.No.1089 of 2013 on the file of the Motor Accident Claims Tribunal (Special Sub-Court for MCOP Cases), Tirunelveli.)
1. The above appeal has been filed by the Insurance Company challenging the findings regarding negligence and liability in the award passed in MCOP.No.1089 of 2013 on the file of Motor Accident Claims Tribunal, Tirunelveli.
2. The claim petition has been filed by the injured claimant under Section 163(A) of the Motor Vehicles Act.
3. As per the claim petition, the claimant was travelling in a motor bike on 09.10.2013 at about 21.45 hours which was insured with the third respondent. While he was travelling slowly, a Maruthi Omni Van belonging to the first respondent and insured with the second respondent was driven in a rash and negligent and came to a grinding halt without proper signal. It resulted in an accident in which the claimant sustained fracture of skull, fracture of left forearm, fracture of left femur, fracture of left tibia, apart from grievous injuries in both hands, legs and all parts of the body. According to the claimant, he was treated as an inpatient for a period of 28 days and referred to Tirunelveli Medical College Hospital. A criminal case was registered as against the claimant in Crime No.685 of 2013 on the file of Sathyamangalam Police Station and the said case is pending.
4. According to the claimant, he was earning a sum of Rs.3,300/- per month as fitter in Thread Mill. He is unable to use both hands and legs and therefore, he is 100% disabled and he has also underwent a major surgery implanting steel plate with interlocking mailings and the left leg has been shortened to an extent of 2 inch. Therefore, the claimant sought for a sum of Rs.8,40,800/-.
5. The owner of the alleged offending vehicle had remained exparte and the Insurer Company of the said offending vehicle had filed a counter contending that the injured claimant was under influence of alcohol and due to his rash and negligent driving, he had dashed against the Maruthi Omni Van on its rear side. Moreover, at the relevant point of time, three persons were travelling in the motor bike. On the basis of the complaint lodged by the pillion rider of the two wheeler, Sathyamangalam Police Station had registered a case against the petitioner. Since it is solely due to the carelessness and negligence of the claimant, the claimant cannot seek any compensation from the Insurance Company of the Maruthi Van. The Insurance Company has also disputed the quantum of compensation that was prayed for in the claim petition.
6. The Tribunal after considering the oral and documentary evidence, arrived at a finding that the first respondent who is the owner of the Maruthi Van alone is responsible for the said accident. Though the claim petition was filed under Section 163-A of the Motor Vehicles Act, considered the said application under Section 166 of the Motor Vehicles Act and proceeded to pass an award for a sum of Rs.4,65,000/- The said award is under challenge in the present appeal.
7. According to the learned counsel for the appellant/Insurance Company, at the time of driving the vehicle, the injured claimant was under influence of alcohol and three persons were riding on the motor bike in violation of the statutory provisions. He had further contended that the motor bike had hit on the rear side of the Maruthi Omni Van. Therefore, it is for the claimant to establish that there was a negligence on the part of the driver of the Maruthi Omni Van.
8. The learned counsel for the appellant had relied upon Exhibit P3 - discharge summary issued by Kuppusamy Hospital which discloses that the accident has happened due to drunken driving. The learned counsel had further relied upon Exhibit A7-Accident Register wherein the duty Doctor ha
Iffco Tokio General Insurance Company Limited Vs. Pearl Beverages Limited
The main legal point established in the judgment is the significance of establishing negligence on the part of the offending vehicle and the impact of contributory negligence and influence of alcohol....
The main legal point established in the judgment is that the insurer cannot raise a defense of negligence in a claim proceeding under Section 163-A of the Motor Vehicles Act.
Liability of the insurance company in a motor accident case is determined based on the coverage of the vehicle under the insurance policy at the time of the accident.
The main legal point established is the application of negligence principles and the determination of compensation under the Motor Vehicles Act, 1988, based on the evidence presented and relevant leg....
The defense of negligence is not permissible under Section 163(A) of the Motor Vehicles Act, and the entitlement to compensation in hit and run cases can be invoked under this section.
The claimant has the right to sue both or any one of the joint tortfeasors to recover the entire compensation in cases of composite negligence, and apportionment of compensation between two tortfeaso....
Claimants under Section 166 of the Motor Vehicles Act are required to prove the negligence of the respondent's vehicle driver to be entitled to compensation.
The central legal point established in the judgment is that the insurance company was not liable to pay the compensation due to the violation of policy conditions, the claimant's negligence, and the ....
The main legal point established in the judgment is the determination of liability for a motor accident based on the negligence of the drivers involved and the assessment of compensation for injuries....
The court emphasized the need for sufficient evidence to establish an insurer's liability based on driver intoxication, ruling that lack of proof resulted in the insurer's responsibility for compensa....
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