ORDER :

G.R. Swaminathan, J.

[PRAYER: Writ petition filed under Article 226 of the Constitution of India, to issue a Writ of Certiorarified Mandamus, calling for the records relating to the impugned ex-parte order dated 30.9.2019 made in PLA case No.2 of 2019 on the file of the Permanent Lok Adalat, Ramanathapuram and quash the same and consequently direct the Permanent Lok Adalat, Ramanathapuram to refer the grievance of the respondent No.2 to the District Level Grievance Redressal Committee (DGRC) under Pradhan Mantri Fasal Bima Yojana-crop insurance scheme (PMFBY).]

Heard both sides.

2. The writ petitioner is a banking company. The second respondent is an agriculturist. He availed loan from the petitioner bank in the year 2016. The loan was to be repaid within five years. He had already enrolled himself under the Pradhan Mantri Fasal Bima Yojana-Crop Insurance (PMFBY). The premium was debited from the second respondent's account. His case is that though he suffered crop losses for three consecutive years (ie.) 2016-2017, 2017-2018 and 2018-2019, the insurance amount was not paid. He submitted petition dated 17.06.2019 before the District Legal Services Authority, Ramanathapuram. The