IN THE HIGH COURT OF JUDICATURE AT MADRAS
J.Nisha Banu, R.Sakthivel, JJ.
M/s.National Insurance Co. Ltd., - Appellant
Versus
S.Gnanavel and ors. – Respondents
CMA NOS.855 OF 2022 AND 1406 OF 2023 AND CMP NO.6279 OF 2022 IN CMA NO.855 OF 2022 CMA NO.855 OF 2022
Decided On : 12-11-2024
JUDGMENT :
R.SAKTHIVEL, J.
PRAYER : Civil Miscellaneous Appeal filed under Section 173 of Motor Vehicles Act, 1988, praying to set aside the Award dated October 31, 2019 made in M.C.O.P.No.7252 of 2016 on the file of the Motor Accidents Claims Tribunal, Special Sub Court No.2, Small Causes Court, Chennai.
PRAYER : Civil Miscellaneous Appeal filed under Section 173 of Motor Vehicles Act, 1988, praying to set aside the Award dated October 31, 2019 passed in M.C.O.P.No.7252 of 2016 by the Special Sub Judge – II, MCOP Tribunal, Court of Small Causes, Chennai – 104.
These two Civil Miscellaneous Appeals are arising out of the ‘Award dated October 31, 2019, passed in M.C.O.P.No.7252 of 2016’ ['impugned Award' for short] by the 'Special Sub Judge – II, Motor Accidents Claims Tribunal, Court of Small Causes, Chennai' ['Tribunal' for short]. The petitioner in the aforesaid Original Petition has filed C.M.A. No.1406 of 2023 seeking enhancement of compensation. The second respondent / Insurance Company has filed C.M.A. No.855 of 2022 praying to set aside the impugned Award. This Common Judgment will now dispose of both these Civil Miscellaneous Appeals.
2. For the sake of convenience, henceforth, the parties will be referred to as per their array in the Original Petition.
PETITIONER'S CASE
3. On October 18, 2016 at about 17.00 hours, the petitioner was driving the Lorry bearing Registration No.TN-52-D-3385 carrying Cement, from Andhra Pradesh towards Kumbakonam, at Nemilicherry to Vandalur Outer Ring Road opposite to GMR Office. While so, a Tipper Lorry bearing Registration No.TN-73-F-3969, driven by its Driver in a rash and negligent manner in front of the petitioner’s Lorry, suddenly applied brakes. Consequently, the petitioner’s Lorry collied with the back of the said foregoing Tipper Lorry. In the said accident, the petitioner sustained grievous injuries. The first respondent is the owner of the Tipper Lorry bearing Registration No.TN-73-F-3969 and the second respondent is the insurer of the Tipper Lorry. The petitioner is a Lorry Driver and was earning a sum of Rs.30,000/- per month. Hence, the petitioner filed the Original Petition seeking a compensation of Rs.80,00,000/- (Rupees Eighty Lakhs only) from the respondents.
1ST RESPONDENT'S CASE
4. The first respondent is the owner of the Tipper Lorry bearing Registration No.TN-73-F-3969. He did not appear before the Tribunal and contest the Original Petition. Hence, he was set ex-parte.
2ND RESPONDENT'S CASE
5. The second respondent – Insurance Company filed a counter merely denying all the petition averments. The Counter is nothing more than a formal denial, whereby the second respondent sought for dismissal of the Claim Petition.
EVIDENCE
6. Before the Tribunal, the petitioner was examined as P.W.1 and one Mr.Mani, Special Sub Inspector of Police, Vellavedu Police Station was examined as P.W.2 and Ex-P.1 to Ex-P.12 were marked on the side of the petitioner. Neither any witness was examined nor any document was marked on the side of the second respondent. Disability Certificate issued by Regional Medical Board, Government Stanley Medical Hospital, Chennai was marked as Ex-C.1.
FINDINGS OF THE TRIBUNAL
7. The Tribunal, upon hearing either side, relied on Ex-P.1 – First Information Report (FIR), Ex-P.11 - Charge Sheet, Ex-P.12 – Case Diary and the evidence of P.W.1 and P.W.2 to conclude that the accident occurred due to the rash and negligent driving of the Driver of the Tipper Lorry bearing Registration No.TN-73-F-3969. Since the first respondent's Tipper Lorry was insured with the second respondent – Insurance Company and the insurance policy was in force on the date of accident, the Tribunal held that the second respondent is liable to pay compensation to the petitioner and accordingly, awarded compensation of Rs.22,90,100/- (Rupees Twenty-Two Lakhs Ninety Thousand One Hundred only). The split up figure is as follows:
| S.No. | Head | Amount in Rs. |
| 1) | Loss of Earning Capacity | 2184000.00 |
The court established that the petitioner suffered 100% functional disability due to negligence in a vehicular accident, warranting enhanced compensation of Rs.35,42,058.
The court clarified income assessment for compensation in a motor accident case by establishing the notional income based on job skills despite inconsistencies in income proof.
The court modified the compensation awarded to reflect the severity of injuries and permanent disability, establishing that compensation must adequately address loss of earnings and future prospects.
The court emphasized the need for accurate evidence in compensation claims, reducing excessive amounts awarded and confirming liability of the insurer based on negligence established through testimon....
The court emphasized that compensation for personal injuries must reflect the severity of the injuries and the claimant's permanent disability, modifying the award to ensure just compensation.
Compensation for personal injury must reflect the severity of injuries and long-term impacts on the victim's life, including loss of income and future medical needs.
Negligence must be proven for liability in motor vehicle accidents, and future earnings potential can be factored into compensation calculations.
The court determined that the claimant was eligible for enhanced compensation due to complete disability and the negligent actions of the involved parties, adjusting the previously awarded amount sig....
A lack of a valid driving licence does not imply contributory negligence unless it directly caused the accident; the awarded compensation was adjusted for functional disability and ongoing medical ne....
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