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2026 Supreme(Mad) 945

BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT
P. Vadamalai, J.
The United India Insurance Co., Ltd. - Appellant
Versus
Selvaraj, S/o.Royappan – Respondent
C.M.A.(MD)No.200 of 2025 and CMP(MD)Nos.3262 and 17804 of 2025
Decided On : 05-06-2026

Advocates Appeared:
For the Appellant : Mr.C.Karthik
For the Respondent: Mr.M.Manikandan

In cases of composite negligence involving multiple vehicles, a claimant is entitled to recover the total awarded compensation from any of the joint tortfeasors, as their liability is joint and several, provided the fault is proven.

Headnote:(A) Motor Vehicles Act, 1988 - Section 173 - Indian Penal Code - Sections 279, 337, 338 and 304(A) - Death in motor accident - Composite negligence - Liability of insurer - Claimants seeking compensation due to fatal accident involving two vehicles - Insurer sought fixation of contributory negligence on driver of vehicle in which victim traveled. (Paras 5, 12)

(B) Negligence - Joint tortfeasors - Liability is joint and several - Victim or legal heirs are entitled to sue both or any one of the joint tortfeasors to recover the entire compensation amount - No obligation on claimant to implead all parties if one is sufficient to recover the award. (Para 16)

(C) Evidence - Appellate review - Tribunal's finding of fact on negligence based on motor vehicle inspection reports and failure of appellant to examine witnesses or produce evidence to substantiate allegations of negligence on the other party - Appellate court finding such findings sustainable. (Paras 15, 17)

Facts of the case:
A passenger died following a collision between a car and a commercial vehicle. The claimants filed for compensation. The insurer of the commercial vehicle contended that the accident was caused by the negligence of both drivers (composite negligence) and requested a 50% reduction in liability, also arguing the petition was bad for non-joinder of the other vehicle's owner and insurer. The tribunal awarded the full amount against the insurer, leading to this appeal.

Findings of Court:
The court held that the appellant failed to produce any evidence to substantiate the claim of contributory negligence. Following established precedent, in cases of composite negligence, the claimant is entitled to full recovery from any of the joint tortfeasors. The tribunal's finding on negligence, based on the material evidence and the failure of the insurance company to challenge the conduct of the other driver during the trial, was upheld as correct.

Issues: 1. Whether the insurer can insist on fixing 50% liability on the driver of the vehicle in which the deceased was a passenger without leading material evidence? 2. Whether the claimant in a composite negligence case must implead all tortfeasors to recover compensation?

Ratio Decidendi: In cases of composite negligence, a claimant is entitled to recover the entire compensation from any of the joint tortfeasors as the liability is joint and several. Appellate courts will not interfere with the tribunal's findings on negligence where the appellant fails to produce contra-evidence at the trial stage to support their allegations of contributory negligence.

Result: Appeal dismissed. The award of the tribunal is confirmed.

Table of Content
1. establishment of accident facts and procedural history. (Para 2 , 3 , 4 , 5 , 8)
2. parties' contentions on contributory negligence and non-joinder. (Para 7 , 13)
3. evaluation of evidence regarding negligence and liability allocation. (Para 9 , 14 , 15)
4. joint and several liability of tortfeasors in motor accidents. (Para 16 , 17)
5. final order dismissing the appeal. (Para 18)

JUDGMENT :

P. Vadamalai, J.

This Civil Miscellaneous Appeal is preferred against the award, dated 19.07.2022 passed in M.C.O.P.No.218 of 2019 by the Motor Accident Claims Tribunal/The Special Court (Forest Cases), Nagercoil. 

2.The 3 respondent/United India Insurance Company in M.C.O.P.No.218 of 2019 is the appellant herein.

3.The petitioners/claimants are respondents 1 & 2 herein, who filed the claim petition in M.C.O.P.No.218 of 2019. The respondents 1 & 2 in M.C.O.P.No.218 of 2019 are the respondents 3 & 4 herein.

4.For the sake of convenience, the parties as arrayed in M.C.O.P.No.218 of 219 are adopted hereunder.

5.The brief facts of the case:

On 28.07.2017, the deceased Vincent Raj was travelling as a passenger in a Maruthi Alto car bearing registration number TN 74 V 7180, which was driven by one R.Vithukumar from Thirparappu - Kulasekaram road from south to north. At about 08.15 hours, when the car reached in front of Sudeer Lathe at Manchakonam, the 2nd respondent’s lorry bearing registration No.KL 21 B 7178, coming from the opposite direction, north to south, driven by its driver/1st respondent in a rash and negligent manner at high speed, hit against the Maruthi car. Due to the impact, the deceased Vincent Raj died from fatal injuries. An F.I.R. in Crime No.226 of 2017 U/s.279, 337, 338 and 304(A) of IPC was registered against the 1st respondent/driver of the lorry by Kulasekaram Police Station. The deceased was a JCB Operator and was earning Rs.25,000/- p.m. Hence, the petitioners, who are the parents of the deceased Vincent Raj, filed a claim petition seeking compensation of Rs.50,00,000/-.

6.The respondents 1 & 2 before the Tribunal remained ex-parte.

7.The 3rd respondent/Insurance Company objected to the claim petition and contended that the accident took place due to the rash and negligent driving of the Maruthi car driver, who drove the car at the center of the road and invited the accident on head on collusion. The driver of the lorry was not responsible for the accident. Moreover, the petition is bad for the non-joinder of the owner and the insurer of the Maruthi car. Therefore, the petitioners are not entitled to any claim from the 3rd respondent/Insurance Company.

8.Before the Tribunal, both sides adduced oral and documentary evidence. The petitioners examined two witnesses as P.W.1 and P.W.2 and marked 16 documents as Ex.P.1 to Ex.P.16. On the 3rd respondent's side, no witness was examined and no document was marked.

9.After hearing both sides and after considering the evidence, the Tribunal has held that the accident took place due to the rash and negligent driving of the 1st respondent/driver of the 2nd respondent’s lorry and so, the 3rd respondent is liable to pay compensation. The Tribunal has arrived at total compensation of Rs.15,88,400/- to the petitioners with interest and cost.

10.Aggrieved by the said award, the 3 respondent/The United India Insurance Company has preferred this Civil Miscellaneous Appeal.

11.Heard both sides and perused the records in this Civil Miscellaneous Appeal.

12.The learned counsel appearing for the appellant/3rd respondent/Insurance Company has argued that there is no dispute regarding the quantum of the award, the only dispute raised is to fix 50% contributory negligence on the part of the driver of the car, in which the deceased travelled. The specific plea of the 3rd respondent/Insurance Company is that the accident took place at centre place of the road, which was substantiated by evidence of eye witness P.W.2 and Ex.P.3 - Rough sketch. P.W.2 categorically admitted that

The rough sketch Ex.P

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