IN THE HIGH COURT OF MADHYA PRADESH
Rajendra Kumar Verma, J.
Dilip S/o Late Nandkishore Tiwari – Appellant
Versus
Savendrasingh S/o Ravirajsingh – Respondent
Misc. Criminal Case No. 43170 of 2019
Decided On : 23-09-2022
N.I. Act - Quashing of Order - Section 138 of N.I. Act, Section 254(2) of Cr.P.C. - Section 20 of N.I. Act
Fact of the Case:
The petitioner lent money to the respondent, who issued a cheque that was later dishonored. The respondent filed an application under Section 254(2) of Cr.P.C. to examine a handwriting expert, which was allowed by the lower courts. The petitioner challenged this decision.
Finding of the Court:
The court found that the respondent had admitted his signature on the cheques, and the appointment of a handwriting expert was not necessary. The court also cited legal provisions and precedents to support its decision.
Issues: The main issue was whether the appointment of a handwriting expert was necessary when the respondent had admitted his signature on the cheques.
Ratio Decidendi: The court held that as per Section 20 of the N.I. Act, the authority of filling up the cheque has been given to the receiver of the cheque, and the respondent's admission of the signature made the handwriting expert examination unnecessary.
Final Decision: The court allowed the petition, setting aside the orders of the lower courts.
ORDER
1. The petitioner has filed the present petition under Section 482 of Cr.P.C. for quashment of order dated 11.09.2019 passed by learned Additional Sessions Judge (Special Judge Electricity Act), Indore in CRR No. 123/2019 whereby the order dated 23.01.2019 passed in Criminal Case No.28538/2015 passed by JMFC, Indore has been affirmed the order of the learned trial Court allowing the application under Section 254(2) of Cr.P.C., hence, the present petition before this Court.
2. Facts of the case are that the petitioner advanced a long to the respondent to the tune of Rs.15lacs and through cheque bearing no.772239 dated 30.04.2012. As per the agreement, the respondent also agreed to pay interest of Rs.5,40,000/- to the petitioner. Thereafter, a partial payment was made to the petitioner for discharge of liability and cheque no.500003 dated 25.05.2015 for Rs.17,77,000/- was issued by the respondent and on being presented, the same was dishonored. Thereafter, the petitioner sent a legal notice to the respondent and filed a case under the provisions of Section 138 of N.I. Act. Thereafter, at the stage of defense of respondent, he filed an application under Section 254(2) of Cr.P.C. intending to examine handwriting expert in the matter to verify the handwriting on the cheque and to the said application, the petitioner has filed his reply by submitting that the respondent has admitted his signatures on the cheque in question and therefore, under Section 20 of the N.I. Act, it is immaterial that who has written or fill up the cheque. The learned trial Court without considering the material and prescribed law, allowed the application vide order dated 23.01.2019 and on revision, the learned revisional Court has also affirmed the order of the learned JMFC vide the impugned order dated 11.09.2019.
3. Learned counsel for the petitioner submits that the Courts below have erred in law and facts in allowing the application of the respondent filed under Section 254 (2) of Cr.P.C. The learned Courts below have erred in law in holding that respondent ought to have been granted opportunity of examination the hand writing expert. it is also submitted that in the present case, the respondent has admitted the fact of issuance of cheque and and his signature on the cheque, hence, appointment of handwriting expert is not at all required. It is also submitted that under Section 20 of N.I. Act, the authority of filling up the cheque has been given to the receiver of the cheque and hence, in such situation, the learned Courts below have erred in allowing the application of the respondent. In application preferred under Section 284(2) of Cr.P.C. no specific reason has been mentioned or and by handwriting report of the expert is necessary.
4. In support of his contention, learned counsel for the petitioner has placed reliance over the judgement of this Court passed in the case of Sharafat Khan vs. the Assistant Manager, Central Bank of India 2016(1) MPWN 60 whereby the Court has observed that if the issuance of cheque and signature on the cheque is admitted, in such circumstances, there is no need to examine the writing thorough hand writing expert.
I have heard the counsel for the petitioner and perused the record.
5. It is crystal clear that signature of respondent/accused is admitted on cheques. It is defence of respondent that petitioner/complainant has filled up blank cheques. This cheque has been given as security. The provisions of Section 20 of the Negotiable Instruments Act reads as under:
"20. Inchoate stamped instruments.'Where one person signs and delivers to another a paper stamped in accordance with the law relating to negotiable instruments then in force in 1[India], and either wholly blank or having written thereon an incomplete negotiable instrument, he thereby gives prima facie authority to the holder thereof to make or complete, as the case may be, upon it a negotiable instrument, for any amount specified therein and not exceeding the amou
Sharafat Khan vs. the Assistant Manager
Sohanlal Singhal and another vs. Sunil Jain 2015 (1) MPLJ (Cri.) 294
The admission of the respondent's signature on the cheques made the appointment of a handwriting expert unnecessary.
The liability of the drawer of a cheque and the presumption in favor of the holder under Section 139 of the Negotiable Instruments Act.
A cheque signed by the drawer authorizes the payee to complete the instrument, affirming liability unless disproven. The court emphasized the presumption of consideration under the Negotiable Instrum....
The main legal point established in the judgment is the presumption of liability of the drawer of the cheques under Section 138 and 139 of the Negotiable Instruments Act, and the obligation on the ac....
A cheque's validity remains intact despite entries by a third party unless proof shows lack of intention by the drawer regarding those entries.
An accused has the right to present evidence to challenge the validity of a cheque, particularly when allegations of misuse are made.
The report of handwriting experts is not binding upon the courts, and if the complainant did not lead evidence to seek examination of a handwriting expert when the accused had denied his signatures o....
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