The only question canvassed in this appeal was that in the award of Rs. 33,500/- granted as compensation by First Additional Motor Accident Claims Tribunal, Gwalior, in Claim Case No. 52/86 for the death of a passenger named Rakesh in Bus No. CPH 8232 which met with an accident, the liability of the applicant/Insurance Company was not joint and several to the extent of full amount of the award alongwith owner and driver of the bus, but was limited to the payment of Rs. 15,000/-, being the extent of statutory liability required to be covered under section 95 (2) (b) (ii) of the old Motor Vehicles Act, 1939, which was then in force. Shri B.N. Malhotra, learned counsel for the Insurance Company relied on the decisions in M/s. Economic Roadways Corporation and another v. K.S. Murali and others, AIR 1991 AP 103, M.K. Kunhimohammed v. P.A. Ahmadkutty and others, 1987 ACJ 872, National Insurance Co. Ltd. v. Jugal Kishore and others, 1988 ACJ 270 and Oriental Fire & Genl. Ins. Co. Ltd. v. Veena Pruthi and others, 1989 ACJ 1163. Suffice to say that those are decisions which turned on the interpretation of the terms of Insurance Policies involved in those cases. They are not author