IN THE HIGH COURT OF TRIPURA AT AGARTALA
S.G. CHATTOPADHYAY, J.
The General Manager, Sriram General Insurance Co. Ltd. – Appellant
Versus
Smt. Indra Rani Debbarma W/o Late Dipak Debbarma – Respondent
MAC App. No. 04 of 2021
Decided On : 23-07-2021
Motor Vehicles Act, 1988 - Section 173 - Indian Penal Code 1860 - Sections 279 338 - Accident - Death - Compensation Awarded - Liability of Insurance company - Appeal filed by insurance company - Deceased was travelling in a Safari (Max) from Sonamura for returning home - On way he slipped from speeding vehicle at Kulubari and received grievous injury - He succumbed to his injuries on same day in GBP and AGMC Hospital at Agartala - FIR was filed by one Yusuf Miah who witnessed the incident while riding his motorbike from Kulubari to Sonamura.
Finding of the Court:
Tribunal has granted loss of consortium only to the wife of deceased, no amount has been granted to children under the head of ‘loss of consortium’ and no filial consortium has been granted to parents of deceased. It would appear from tribunal’s award that the Tribunal has granted Rs. 50,000/- to each of the children for loss of love and affection - Claimants shall be entitled to equal share of such compensation - Minors’ share would be invested in fixed deposit with provision of monthly income in a nationalised bank and monthly income generated from said deposit shall be spent for welfare of children - In no circumstances, their share would be released before they attain majority. Similarly, 50% of share of parents of deceased would also be invested in fixed deposit in a nationalised bank for a period of five years and interest earned from deposit shall be paid to the parents of deceased for their welfare by depositing the same in their individual savings bank account - Whole share of the wife of deceased shall be released in her favour. Amount already deposited by the appellant, if any, shall be adjusted.
Result: Appeal disposed of.
ORDER :
1. This appeal under Section 173 of the Motor Vehicles Act, 1988 is filed by the insurance company against the award dated 10.02.2020 passed by the Motor Accident Claims Tribunal (No. 2), Agatala in Case No. T.S. (MAC) No. 251 of 2016.
2. Facts of the case, in brief, are as under:
3. Based on his FIR, Sonamura P.S. Case No. 2016 SNM 0116 under Sections 279, 338 IPC was registered. During investigation it was divulged that deceased was standing at the backside of the vehicle as a result of which he slipped from the vehicle and died. The Investigating Officer submitted final report stating that charge of negligent driving was not proved against the driver. Deceased was survived by his wife, parents, a minor son and a minor daughter who filed the claim petition claiming compensation of a sum of Rs. 64,70,000/-. Case of the claimants was that the accident occurred as a result of negligent driving of the offending vehicle on account of which said Dipak Debbarma died. Initially, the Oriental Insurance Company Ltd. was impleaded as respondent in the case. Subsequently, after the owner appeared and pleaded that his vehicle was insured with Sriram General Insurance Co. Ltd. said Sriram General Insurance Company Ltd. was impleaded as respondent No. 2 deleting the name of the Oriental Insurance co Ltd. According to the claimants deceased was 25 years old at the time of his death who used to earn Rs. 15,000/- per month as a skilled mason. The Tribunal held that deceased was 29 years old at the time of the occurrence. It was guessed by the Tribunal that monthly income of the deceased as a skilled mason would not be less than Rs. 9000/-. 40% of the said amount i.e. Rs. 3600/- was added to his income since he was a self employed person below the age of 40 years in terms of the judgment of the Apex Court in National Insurance Company Limited vs. Pranay Sethi and Others, (2017) 16 SCC 680. Multiplier of 17 was applied by the Tribunal for calculation of the loss of dependency in view of the decision of the Apex Court in Smt. Sarla Verma and Others vs. Delhi Transport Corporation and Another, (2009) 6 SCC 121. Since number of dependent family members of the deceased was 05(five), one-fourth (1/4th) of his income was deducted for his personal and living expenses as per decision of the Supreme Court in the case of Sarla Verma (supra), Tribunal then added a sum of Rs. 1,00,000/- for loss of love and affection, Rs. 15,000/- for loss of estate, Rs. 40,000/- for loss of consortium, Rs. 25,000/- for funeral expenses, Rs. 50,000/- for loss of care and guidance of the children and Rs. 30,000/- for cost of medicines and transportation. Tribunal thus awarded a total sum of Rs. 21,87,000/- with 9% annual interest thereon from the date of presentation of the claim petition until payment.
4. Owner of the vehicle being respondent No. 1 and the insurance company being respondent No. 2 contested the case by filing written objections. It was pleaded by the owner of the vehicle that he had no liability since his vehicle was insured with respondent No. 2 and the policy of insurance was in operation on the date of accident. Insurance company pleaded that liability of the insurance company would arise only when the owner would produce the policy document and other valid documents of the vehicle including a valid driving licence. Even though the insurer did not take the plea of contributory negligence in its written statement, during his arguments couns
National Insurance Company Limited vs. Pranay Sethi and Others
Smt. Sarla Verma and Others vs. Delhi Transport Corporation and Another
Motor Accident - Assessment of compensation - No filial consortium has been granted to parents of deceased. Moreover, interest at rate of 9% is as soon higher side which should be reduced to 7%. Acco....
Contributory negligence and compensation assessment in motor accident claims were affirmed, with the court highlighting the importance of valid driving documentation in determining liability.
The burden of proving negligence lies on the party alleging it, and the court must consider various factors, including income and future prospects, in determining the compensation amount.
Insurance companies are liable for compensation in cases of fatal accidents if the policy was active and negligence is established, following appropriate legal guidelines for loss assessment.
The main legal point established in the judgment is the application of principles of negligence, contributory negligence, and composite negligence in determining liability and compensation in motor a....
The need for evidence to support claims of contributory negligence and the consideration of factors such as employment and number of claimants in determining compensation.
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