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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION, NEW DELHI
J.K. Ranka, J
United India Insurance Company Ltd. – Appellant
Versus
Sushil Kumar – Respondent
| Table of Content |
|---|
| 1. filing and condoning delays in consumer claims. (Para 1 , 2) |
| 2. circumstances leading to insurance claim denial. (Para 3 , 4 , 5) |
| 3. judicial findings on the appeals process. (Para 6 , 7 , 8 , 9) |
| 4. legal obligations of insurance companies relative to consumer claims. (Para 10 , 11 , 12 , 13 , 14) |
| 5. final disposition of the revision petition based on preceding judgments. (Para 15) |
1. The present Revision Petition is filed by the Petitioner under S.21(b) of the Consumer Protection Act , 1986 against order dated 20.3.2015 in First Appeal No. 244/2013 passed by Rajasthan State Consumer Disputes Redressal Commission, Circuit Bench at Bikaner (hereinafter referred to as the "State Commission").
2. Alongwith the Revision Petition, the Petitioner has filed IA / 5181/2015, an application for Condonation of delay of 27 days. Since the delay is not very huge, in the interest of justice, application is allowed and delay condoned.
3. Brief facts of the case are that the Respondent / Complainant obtained an Insurance Policy from the Petitioner / Opposite Party for his Bolero Car, bearing temporary registration No. PB - 11 - T - 5101 from 20.6.2011 to 19.7.2011 for a sum assured of
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