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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION, NEW DELHI
R.K. Agarwal, J
Opposite Parties – Appellant
Versus
Complainant – Respondent
| Table of Content |
|---|
| 1. summary of the complaint and initial response. (Para 1 , 2 , 3) |
| 2. district forum's ruling and appeal dismissal. (Para 4 , 5) |
| 3. arguments from both parties presented. (Para 6 , 7 , 8) |
| 4. court's observations on banking liability. (Para 9 , 10 , 11) |
| 5. final ruling emphasizing jurisdictional limits. (Para 12 , 13 , 14) |
1. The present Revision Petition, under S.21 (b) of the Consumer Protection Act, 1986 (for short the Act) has been filed by the Petitioner against order dated 9.4.2013 of the Maharashtra State Consumer Disputes Redressal Commission, Mumbai (for short State Commission) in First Appeal No. A / 11/99 wherein the Appeal filed by the Petitioner was dismissed.
2. The case of the Complainant is that in the year 2007, Complainant purchased a Pre - paid Forex Plus Debit Card bearing No. 4123310000407245 having a limit of US$ 10,000, from Opposite Party No. 2. The card account was opened on 11.8.2007. Sometime in the afternoon of 19.12.2008, Complainant's father received a call from one Mrs. K. Pradeepa claiming to be from the Credit Cards Division of the Opposite Party Bank at Chennai, seeking confirmation in respect of a US$310 transaction attempted on the a
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