1. The present Revision Petition has been filed by the Petitioners against order dated 31.10.2011 of the West Bengal State Consumer Disputes Redressal Commission (for short "State Commission") in FA.3.2011 wherein the Appeal filed by the Petitioners was dismissed.

2. Case of the Complainant is that the Complainant purchased a ten - wheeler truck of Ashok Leyland Ltd. bearing registration No. WB29/6162, chassis No. WDE - 545847, and engine No. DWE 406960 financed by OP No. 1 through OP No. 2. The Complainant entered into an agreement with OP No. 1 and accordingly OP Nos. 1 and 2 sanctioned a loan of Rs.9,15,000. As per the terms and conditions of the agreement, the Complainant deposited a sum of Rs.82,687 with Opposite Party Nos.1 and 2 as margin money. The Complainant was supposed to repay a sum of Rs.11,57,700 in 47 instalments @ Rs.24,720 w.e.f. 24.2.2005. Thereafter, when it came to the notice of the Complainant that the Registration Certificate bore the name of Opposite Party No. 3 as a joint registered owner, on enquiry, Opposite Party No. 3 informed him that he had incurred an expenditure of Rs.45,000 from his own pocket in order to get the loan sanctioned in favour of the Com