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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION, NEW DELHI
V.K. JAIN, J
Hemkunt Coated Paper Pvt. Ltd. v. New India Assurance Company Ltd.
| Table of Content |
|---|
| 1. claim for indemnification filed under relevant consumer protection legislation. (Para 1 , 2) |
| 2. fire incident caused significant damage leading to consumer complaint. (Para 3 , 4 , 5) |
| 3. claims processed and assessed by surveyors indicated similar loss amounts. (Para 6 , 10 , 11) |
| 4. surveyors' assessments upheld absent contrary evidence. (Para 18 , 24) |
| 5. final decision rendered in favor of the opposite parties, dismissing the complaint. (Para 28) |
1. The present case is filed under S.21(a)(1) of the Consumer Protection Act, 1986 .
2. The Complainant is a manufacturer of Kraft Paper and Grey Board and used to purchase the raw material such as corrugated boxes and waste paper locally in India and imported from U.S.A. The Complainant took Insurance Policy No. 360201/11/09/11/00000148 from Opposite Party No. 1 for an amount of Rs. 3,36,50,000. Complainant also took Insurance Policy No. 401600/11/09/3100000232 from Opposite Party No. 2 for an amount of Rs. 3,32,60,000, covering the risk of stock, plant & machinery, furniture, building, etc. and paper and carboard mills (including lamination) respectively. Both Policies were valid from 29.6.2009 to 28.6.2010.
3. The case of
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