NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION, NEW DELHI
C. Viswanath (Presiding Member), Ram Surat Ram Maurya (Member)
Pharmaceuticals S. R. v. HDFC Ergo General Insurance Co. Ltd.
1. The present Appeal is filed against the order dated 17.7.2013 passed by State Consumer Disputes Redressal Commission Haryana (in short ‘State Commission’) in Consumer Complaint No. 01/2013 whereby the Consumer Complaint filed by the Complainant / Appellant was dismissed.
2. The Appeal has been filed with a delay of 1 day. The Appellant has not filed an application for condonation of delay. However, in the interest of justice, delay is condoned.
3. Case of the Complainant / Appellant is that they obtained Standard Fire & Special Perils Policy No. FMD0006080000100 from the Opposite Party / Respondent Insurance Company, valid from 26.4.2010 to 25.4.2011, for sum insured Rs. 1,25,00,000. The Complainant firm was situated at 106, Vikas Nagar, Gali No. 2, Phoosgarh Road, near Sector - 6, Karnal. During the validity of the Policy, the firm shifted to the new address at 172 - B, Sector - 3, HSIDC, Industrial Area, Karnal. The Opposite Party was duly informed by the Complainant about the change of address. The Insurance company made an endorsement on the Policy to that effect. In the intervening night of 24/25.6.2010, the roof of the godown collapsed due to thunder storm and heavy rain
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