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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION, NEW DELHI
A.K. Goyal, J
New India Assurance Co. Ltd. v. Tirath Singh Awatarsingh Bhatia
| Table of Content |
|---|
| 1. insurance claim initiated due to vehicle theft. (Para 1 , 3 , 11) |
| 2. debate on consumer status and liability exclusions. (Para 6 , 7 , 8) |
| 3. court highlights necessity of clear communication in policy. (Para 9 , 10 , 12 , 14) |
| 4. court's dismissal of appeal upholding initial ruling. (Para 15 , 16) |
1. The present Forst Appeal has been filed against the impugned order dated 31.8.2015 passed by State Consumer Disputes Redressal Commission, Maharashtra Circuit Bench, Nagpur (in short ˜State Commission') in the Complaint Case No. CC / 13/16.
2. Along with the First Appeal, IA / 9568/2015, an application for condonation of delay of 61 days has also been filed by the Appellant. For the reasons stated in the application and in the interest of justice, IA / 9568/2015is allowed and delay condoned.
3. The case of the Complainant / Respondent is that he insured his vehicle, Ashok Leyland Truck, Registration No. MH 35 K 3400, under Commercial Package Insurance Policy No. 16030231110100000212, with the Appellant / Opposite Parties from 3.5.2011 to 2.5.2012. The Insurance Declared Value under the Policy was Rs. 21,66,000. On 28.6.2011, the driver of the Complainant Junaid Iddrish Sei
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