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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION, NEW DELHI
S. M. Kantikar, J
M/s. Gaurav Aircon Computers Private Limited – Appellant
Versus
National Insurance Company Limited – Respondent
| Table of Content |
|---|
| 1. details of the insured property and the fire incident. (Para 2 , 3 , 4) |
| 2. the legal steps taken post-insurance claim. (Para 5 , 6) |
| 3. arguments on the legitimacy of deductions made in loss assessment. (Para 7 , 8 , 9) |
| 4. discussion on the contract of indemnity and vat liability. (Para 10 , 11 , 12 , 13) |
| 5. court's final ruling on compensation and interest on the claim. (Para 14) |
1. Heard Ms. Shobha Gupta, Advocate, for the complainant and Mr. Niraj Singh, Advocate, for the opposite parties.
2. M/s. Gaurav Aircon Computers Private Limited (the Insured) has filed above complaint, for directing National Insurance Company Limited (the Insurer) to pay Rs. 3,12,64,174 with interest @ 18% per annum from due date till the date of payment, towards balance insurance claim, Rs.15 lacs, as the compensation for mental agony and harassment, Rs. 35 lacs, as the compensation for business loss, Rs. 5 lacs, as the cost of litigation and any other relief, which is deemed fit and proper in the facts and circumstances of the case.
3. The complainant stated that M/s. Gaurav Aircon Computers Private Limited (the Insured) was a company, incorporated under the Companies Act, 1956, in the year
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