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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION, NEW DELHI
C. Viswanath (Presiding Member), Subhash Chandra (Member)
Dera Paints and Chemicals Ltd. v. New India Assurance Company Ltd.
| Table of Content |
|---|
| 1. complaint filed under cpa regarding insurance claim due to fire. (Para 1 , 4 , 10) |
| 2. details of policy and damages incurred during the fire incident. (Para 2 , 3 , 17) |
| 3. opposite party's claims of limitation and arguments against damages and reinstatement. (Para 5 , 6 , 8 , 18) |
| 4. court's maintainability decision and findings on the surveyor's report validity. (Para 11 , 12 , 19) |
| 5. final decision to compensate based on surveyor's assessment. (Para 21) |
1. The present Complaint is filed under S.21(a)(1) of Consumer Protection Act, 1986 . The Complainant is a Limited Public Company incorporated under the Companies Act, 1956. The Complainant is predominantly engaged in the manufacture and trading of all types of decorative paints, industrial solvents, thinners and other allied products.
2. The Complainant purchased Insurance Policies from the Opposite Party as per following details:
3. The case of the Complainant is that on 15.11.1998, at about 6.00 p.m., fire broke out in the Building of the Plant when the manufacturing process of rotating the stirrer inside the mixer was going on. The fire was either due to short circuit or static electricity. All raw materials, semi
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