1. This complaint has been filed under S.21(a)(1) of the Consumer Protection Act, 1986 (in short, the - Act') alleging deficiency in services and unfair trade practice in the repudiation of an Industrial All Risk Policy for a float glass factory obtained from the respondent.

2. In brief, the facts of the case as stated by the complainant are that the complainant under a contract with China Quinhuangdao Yaohua Glass Machine company (in short, - Yaohua') is the manufacturer of float glass in Roorkee, Uttarakhand. The complainant took an Industrial All Risk Policy for the float glass line factory from 2006 till 2013. Policy No. 112000/11/12/06/00001558 was issued on 01/02/2013 for a sum of Rs.812 crores for the period 01/02/2013 to 31/01/2014 by paying the necessary premium to the opposite party. As per Cover Note No. 13890, the policy covered Plant & Machinery for Rs.382 crores including electr